Manageable

What Salary Do You Need to Live in Winona?

To afford a 2-bedroom in Winona, you need to earn at least $49,560/year based on estimated fair market rent data. The median household income here is $50,350, which means the typical resident is $790 above the threshold.

Census ACS Data Pop. 584

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$867	$2,890	$34,680	$-15,670
1 Bedroom	$1,028	$3,427	$41,120	$-9,230
2 Bedroom BENCHMARK	$1,239	$4,130	$49,560	$-790
3 Bedroom	$1,512	$5,040	$60,480	+$10,130
4 Bedroom	$1,859	$6,197	$74,360	+$24,010

Affordability Breakdown

Where the required salary line crosses above Winona's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$50,350

Annual household

2BR Required Salary

$49,560

Under 30% rule

Income Gap

+$790

Surplus

Verdict

Manageable

Ratio: 29.5%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Winona

Your Annual Salary

Pre-filled with Winona's median household income

Max monthly rent you can afford$1,259

Studio

$867/mo

1 BR

$1,028/mo

2 BR

$1,239/mo

3 BR

$1,512/mo

4 BR

$1,859/mo

Your salary is $0 above the median income in Winona.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Winona's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Winona

Winona is borderline manageable — the difference between required salary and median income is just $790. This means most households can technically afford a 2-bedroom, but have very little breathing room for savings or emergencies.

Downsizing to a 1-bedroom ($1,028/month) or studio ($867/month) materially improves the math. For those needing more space, a 3-bedroom in Winona pushes the required income to $60,480.

For comfortable living in Winona without financial stress, target a household income of at least $74,340 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Winona, Texas.

With a total population of 584, the city supports an active civilian workforce of 345 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $49,560 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

345

Active civilian employees in Winona

Frequently Asked Questions About Renting in Winona

What salary do I need to live in Winona, Texas?

To afford a 2-bedroom in Winona under the 30% rule, you need an annual salary of at least $49,560. The median household income in Winona is $50,350.

Can I afford a 2-bedroom in Winona on $50,350?

The affordability verdict for Winona is "Manageable". The rent-to-income ratio is 29.5%, meaning median earners have a $790 surplus.

What is the average rent in Winona compared to median income?

The median gross rent in Winona is $1,028/month. With a median household income of $50,350, residents spend approximately 29.5% of their income on rent.

What salary do I need for a studio in Winona?

A studio in Winona rents for approximately $867/month. Under the 30% rule, you need an annual salary of $34,680 to afford this.

Is Winona considered an affordable place to live?

Based on the surplus of $790 and an affordability verdict of "Manageable", Winona is considered a manageable rental market when comparing the required 2-bedroom salary of $49,560 to the local median household income.

How Winona Compares

Other cities in Texas with salary requirements