Manageable

What Salary Do You Need to Live in Texas City?

To afford a 2-bedroom in Texas City, you need to earn at least $54,800/year based on estimated fair market rent data. The median household income here is $61,359, which means the typical resident is $6,559 above the threshold.

Census ACS Data Pop. 53,084

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$959	$3,197	$38,360	$-22,999
1 Bedroom	$1,137	$3,790	$45,480	$-15,879
2 Bedroom BENCHMARK	$1,370	$4,567	$54,800	$-6,559
3 Bedroom	$1,671	$5,570	$66,840	+$5,481
4 Bedroom	$2,055	$6,850	$82,200	+$20,841

Affordability Breakdown

Where the required salary line crosses above Texas City's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$61,359

Annual household

2BR Required Salary

$54,800

Under 30% rule

Income Gap

+$6,559

Surplus

Verdict

Manageable

Ratio: 26.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Texas City

Your Annual Salary

Pre-filled with Texas City's median household income

Max monthly rent you can afford$1,534

Studio

$959/mo

1 BR

$1,137/mo

2 BR

$1,370/mo

3 BR

$1,671/mo

4 BR

$2,055/mo

Your salary is $0 above the median income in Texas City.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Texas City's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Texas City

Renting in Texas City, Texas is doable for median earners, but tight. A 2-bedroom requires roughly $54,800/year under the 30% rule, and with a median income of $61,359, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,137/month) or studio ($959/month) materially improves the math. For those needing more space, a 3-bedroom in Texas City pushes the required income to $66,840.

For comfortable living in Texas City without financial stress, target a household income of at least $82,200 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Texas City, Texas.

With a total population of 53,084, the city supports an active civilian workforce of 23,533 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $54,800 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

23,533

Active civilian employees in Texas City

Frequently Asked Questions About Renting in Texas City

What salary do I need to live in Texas City, Texas?

To afford a 2-bedroom in Texas City under the 30% rule, you need an annual salary of at least $54,800. The median household income in Texas City is $61,359.

Can I afford a 2-bedroom in Texas City on $61,359?

The affordability verdict for Texas City is "Manageable". The rent-to-income ratio is 26.8%, meaning median earners have a $6,559 surplus.

What is the average rent in Texas City compared to median income?

The median gross rent in Texas City is $1,137/month. With a median household income of $61,359, residents spend approximately 26.8% of their income on rent.

What salary do I need for a studio in Texas City?

A studio in Texas City rents for approximately $959/month. Under the 30% rule, you need an annual salary of $38,360 to afford this.

Is Texas City considered an affordable place to live?

Based on the surplus of $6,559 and an affordability verdict of "Manageable", Texas City is considered a manageable rental market when comparing the required 2-bedroom salary of $54,800 to the local median household income.

How Texas City Compares

Other cities in Texas with salary requirements