Manageable

What Salary Do You Need to Live in Kerrville?

To afford a 2-bedroom in Kerrville, you need to earn at least $49,480/year based on estimated fair market rent data. The median household income here is $58,797, which means the typical resident is $9,317 above the threshold.

Census ACS Data Pop. 24,333

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$866	$2,887	$34,640	$-24,157
1 Bedroom	$1,027	$3,423	$41,080	$-17,717
2 Bedroom BENCHMARK	$1,237	$4,123	$49,480	$-9,317
3 Bedroom	$1,509	$5,030	$60,360	+$1,563
4 Bedroom	$1,856	$6,187	$74,240	+$15,443

Affordability Breakdown

Where the required salary line crosses above Kerrville's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$58,797

Annual household

2BR Required Salary

$49,480

Under 30% rule

Income Gap

+$9,317

Surplus

Verdict

Manageable

Ratio: 25.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Kerrville

Your Annual Salary

Pre-filled with Kerrville's median household income

Max monthly rent you can afford$1,470

Studio

$866/mo

1 BR

$1,027/mo

2 BR

$1,237/mo

3 BR

$1,509/mo

4 BR

$1,856/mo

Your salary is $0 above the median income in Kerrville.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Kerrville's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Kerrville

Renting in Kerrville, Texas is doable for median earners, but tight. A 2-bedroom requires roughly $49,480/year under the 30% rule, and with a median income of $58,797, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,027/month) or studio ($866/month) materially improves the math. For those needing more space, a 3-bedroom in Kerrville pushes the required income to $60,360.

For comfortable living in Kerrville without financial stress, target a household income of at least $74,220 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Kerrville, Texas.

With a total population of 24,333, the city supports an active civilian workforce of 10,419 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $49,480 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

10,419

Active civilian employees in Kerrville

Frequently Asked Questions About Renting in Kerrville

What salary do I need to live in Kerrville, Texas?

To afford a 2-bedroom in Kerrville under the 30% rule, you need an annual salary of at least $49,480. The median household income in Kerrville is $58,797.

Can I afford a 2-bedroom in Kerrville on $58,797?

The affordability verdict for Kerrville is "Manageable". The rent-to-income ratio is 25.2%, meaning median earners have a $9,317 surplus.

What is the average rent in Kerrville compared to median income?

The median gross rent in Kerrville is $1,027/month. With a median household income of $58,797, residents spend approximately 25.2% of their income on rent.

What salary do I need for a studio in Kerrville?

A studio in Kerrville rents for approximately $866/month. Under the 30% rule, you need an annual salary of $34,640 to afford this.

Is Kerrville considered an affordable place to live?

Based on the surplus of $9,317 and an affordability verdict of "Manageable", Kerrville is considered a manageable rental market when comparing the required 2-bedroom salary of $49,480 to the local median household income.

How Kerrville Compares

Other cities in Texas with salary requirements