Affordable

What Salary Do You Need to Live in Spur?

To afford a 2-bedroom in Spur, you need to earn at least $21,680/year based on estimated fair market rent data. The median household income here is $37,414, which means the typical resident is $15,734 above the threshold.

Census ACS Data Pop. 778

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$379	$1,263	$15,160	$-22,254
1 Bedroom	$450	$1,500	$18,000	$-19,414
2 Bedroom BENCHMARK	$542	$1,807	$21,680	$-15,734
3 Bedroom	$661	$2,203	$26,440	$-10,974
4 Bedroom	$813	$2,710	$32,520	$-4,894

Affordability Breakdown

Where the required salary line crosses above Spur's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$37,414

Annual household

2BR Required Salary

$21,680

Under 30% rule

Income Gap

+$15,734

Surplus

Verdict

Affordable

Ratio: 17.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Spur

Your Annual Salary

Pre-filled with Spur's median household income

Max monthly rent you can afford$935

Studio

$379/mo

1 BR

$450/mo

2 BR

$542/mo

3 BR

$661/mo

4 BR

$813/mo

Your salary is $0 above the median income in Spur.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Spur's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Spur

Living in Spur is well within reach for most median-income earners. With a $15,734 cushion between what residents earn and what a 2-bedroom requires, households in Spur typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Spur, a studio at $379/month offers an even more aggressive savings rate. Even a 3-bedroom at $661/month remains accessible for dual-income households earning above $26,440.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $32,520 would position you well — though many residents in Spur manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Spur, Texas.

With a total population of 778, the city supports an active civilian workforce of 232 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $21,680 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

232

Active civilian employees in Spur

Frequently Asked Questions About Renting in Spur

What salary do I need to live in Spur, Texas?

To afford a 2-bedroom in Spur under the 30% rule, you need an annual salary of at least $21,680. The median household income in Spur is $37,414.

Can I afford a 2-bedroom in Spur on $37,414?

The affordability verdict for Spur is "Affordable". The rent-to-income ratio is 17.4%, meaning median earners have a $15,734 surplus.

What is the average rent in Spur compared to median income?

The median gross rent in Spur is $450/month. With a median household income of $37,414, residents spend approximately 17.4% of their income on rent.

What salary do I need for a studio in Spur?

A studio in Spur rents for approximately $379/month. Under the 30% rule, you need an annual salary of $15,160 to afford this.

Is Spur considered an affordable place to live?

Based on the surplus of $15,734 and an affordability verdict of "Affordable", Spur is considered a affordable rental market when comparing the required 2-bedroom salary of $21,680 to the local median household income.

How Spur Compares

Other cities in Texas with salary requirements