Manageable

What Salary Do You Need to Live in Moody?

To afford a 2-bedroom in Moody, you need to earn at least $50,640/year based on estimated fair market rent data. The median household income here is $57,500, which means the typical resident is $6,860 above the threshold.

Census ACS Data Pop. 1,394

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$886	$2,953	$35,440	$-22,060
1 Bedroom	$1,051	$3,503	$42,040	$-15,460
2 Bedroom BENCHMARK	$1,266	$4,220	$50,640	$-6,860
3 Bedroom	$1,545	$5,150	$61,800	+$4,300
4 Bedroom	$1,899	$6,330	$75,960	+$18,460

Affordability Breakdown

Where the required salary line crosses above Moody's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$57,500

Annual household

2BR Required Salary

$50,640

Under 30% rule

Income Gap

+$6,860

Surplus

Verdict

Manageable

Ratio: 26.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Moody

Your Annual Salary

Pre-filled with Moody's median household income

Max monthly rent you can afford$1,438

Studio

$886/mo

1 BR

$1,051/mo

2 BR

$1,266/mo

3 BR

$1,545/mo

4 BR

$1,899/mo

Your salary is $0 above the median income in Moody.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Moody's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Moody

Renting in Moody, Texas is doable for median earners, but tight. A 2-bedroom requires roughly $50,640/year under the 30% rule, and with a median income of $57,500, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,051/month) or studio ($886/month) materially improves the math. For those needing more space, a 3-bedroom in Moody pushes the required income to $61,800.

For comfortable living in Moody without financial stress, target a household income of at least $75,960 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Moody, Texas.

With a total population of 1,394, the city supports an active civilian workforce of 634 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $50,640 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

634

Active civilian employees in Moody

Frequently Asked Questions About Renting in Moody

What salary do I need to live in Moody, Texas?

To afford a 2-bedroom in Moody under the 30% rule, you need an annual salary of at least $50,640. The median household income in Moody is $57,500.

Can I afford a 2-bedroom in Moody on $57,500?

The affordability verdict for Moody is "Manageable". The rent-to-income ratio is 26.4%, meaning median earners have a $6,860 surplus.

What is the average rent in Moody compared to median income?

The median gross rent in Moody is $1,051/month. With a median household income of $57,500, residents spend approximately 26.4% of their income on rent.

What salary do I need for a studio in Moody?

A studio in Moody rents for approximately $886/month. Under the 30% rule, you need an annual salary of $35,440 to afford this.

Is Moody considered an affordable place to live?

Based on the surplus of $6,860 and an affordability verdict of "Manageable", Moody is considered a manageable rental market when comparing the required 2-bedroom salary of $50,640 to the local median household income.

How Moody Compares

Other cities in Texas with salary requirements