Unaffordable

What Salary Do You Need to Live in Hutchins?

To afford a 2-bedroom in Hutchins, you need to earn at least $69,400/year based on estimated fair market rent data. The median household income here is $39,929, which means the typical resident is $29,471 below the threshold.

Census ACS Data Pop. 5,633

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,215	$4,050	$48,600	+$8,671
1 Bedroom	$1,440	$4,800	$57,600	+$17,671
2 Bedroom BENCHMARK	$1,735	$5,783	$69,400	+$29,471
3 Bedroom	$2,117	$7,057	$84,680	+$44,751
4 Bedroom	$2,603	$8,677	$104,120	+$64,191

Affordability Breakdown

Where the required salary line crosses above Hutchins's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$39,929

Annual household

2BR Required Salary

$69,400

Under 30% rule

Income Gap

-$29,471

Deficit

Verdict

Unaffordable

Ratio: 52.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hutchins

Your Annual Salary

Pre-filled with Hutchins's median household income

Max monthly rent you can afford$998

Studio

$1,215/mo

1 BR

$1,440/mo

2 BR

$1,735/mo

3 BR

$2,117/mo

4 BR

$2,603/mo

Your salary is $0 above the median income in Hutchins.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hutchins's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hutchins

Hutchins, Texas is one of the most expensive rental markets relative to local incomes. The median household earning $39,929 faces a staggering $29,471 deficit against the $69,400 needed for a 2-bedroom — meaning the typical resident cannot afford market-rate rent under standard financial guidelines.

For those committed to Hutchins, the realistic options are: (1) target a studio at $1,215/month, which requires $48,600/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$868/month; or (3) negotiate remote work and live in a more affordable Texas city.

To live comfortably in Hutchins without financial strain, you realistically need a household income of $104,100 or higher. This isn't just about rent — it accounts for Texas's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hutchins, Texas.

With a total population of 5,633, the city supports an active civilian workforce of 1,953 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $69,400 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,953

Active civilian employees in Hutchins

Frequently Asked Questions About Renting in Hutchins

What salary do I need to live in Hutchins, Texas?

To afford a 2-bedroom in Hutchins under the 30% rule, you need an annual salary of at least $69,400. The median household income in Hutchins is $39,929.

Can I afford a 2-bedroom in Hutchins on $39,929?

The affordability verdict for Hutchins is "Unaffordable". The rent-to-income ratio is 52.1%, meaning there's a $29,471 income gap.

What is the average rent in Hutchins compared to median income?

The median gross rent in Hutchins is $1,440/month. With a median household income of $39,929, residents spend approximately 52.1% of their income on rent.

What salary do I need for a studio in Hutchins?

A studio in Hutchins rents for approximately $1,215/month. Under the 30% rule, you need an annual salary of $48,600 to afford this.

Is Hutchins considered an affordable place to live?

Based on the deficit of $29,471 and an affordability verdict of "Unaffordable", Hutchins is considered a unaffordable rental market when comparing the required 2-bedroom salary of $69,400 to the local median household income.

How Hutchins Compares

Other cities in Texas with salary requirements