Manageable

What Salary Do You Need to Live in Hubbard?

To afford a 2-bedroom in Hubbard, you need to earn at least $40,720/year based on estimated fair market rent data. The median household income here is $44,063, which means the typical resident is $3,343 above the threshold.

Census ACS Data Pop. 1,483

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$713	$2,377	$28,520	$-15,543
1 Bedroom	$845	$2,817	$33,800	$-10,263
2 Bedroom BENCHMARK	$1,018	$3,393	$40,720	$-3,343
3 Bedroom	$1,242	$4,140	$49,680	+$5,617
4 Bedroom	$1,527	$5,090	$61,080	+$17,017

Affordability Breakdown

Where the required salary line crosses above Hubbard's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$44,063

Annual household

2BR Required Salary

$40,720

Under 30% rule

Income Gap

+$3,343

Surplus

Verdict

Manageable

Ratio: 27.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hubbard

Your Annual Salary

Pre-filled with Hubbard's median household income

Max monthly rent you can afford$1,102

Studio

$713/mo

1 BR

$845/mo

2 BR

$1,018/mo

3 BR

$1,242/mo

4 BR

$1,527/mo

Your salary is $0 above the median income in Hubbard.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hubbard's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hubbard

Hubbard is borderline manageable — the difference between required salary and median income is just $3,343. This means most households can technically afford a 2-bedroom, but have very little breathing room for savings or emergencies.

Downsizing to a 1-bedroom ($845/month) or studio ($713/month) materially improves the math. For those needing more space, a 3-bedroom in Hubbard pushes the required income to $49,680.

For comfortable living in Hubbard without financial stress, target a household income of at least $61,080 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hubbard, Texas.

With a total population of 1,483, the city supports an active civilian workforce of 571 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $40,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

571

Active civilian employees in Hubbard

Frequently Asked Questions About Renting in Hubbard

What salary do I need to live in Hubbard, Texas?

To afford a 2-bedroom in Hubbard under the 30% rule, you need an annual salary of at least $40,720. The median household income in Hubbard is $44,063.

Can I afford a 2-bedroom in Hubbard on $44,063?

The affordability verdict for Hubbard is "Manageable". The rent-to-income ratio is 27.7%, meaning median earners have a $3,343 surplus.

What is the average rent in Hubbard compared to median income?

The median gross rent in Hubbard is $845/month. With a median household income of $44,063, residents spend approximately 27.7% of their income on rent.

What salary do I need for a studio in Hubbard?

A studio in Hubbard rents for approximately $713/month. Under the 30% rule, you need an annual salary of $28,520 to afford this.

Is Hubbard considered an affordable place to live?

Based on the surplus of $3,343 and an affordability verdict of "Manageable", Hubbard is considered a manageable rental market when comparing the required 2-bedroom salary of $40,720 to the local median household income.

How Hubbard Compares

Other cities in Texas with salary requirements