Affordable

What Salary Do You Need to Live in Higgins?

To afford a 2-bedroom in Higgins, you need to earn at least $32,520/year based on estimated fair market rent data. The median household income here is $65,000, which means the typical resident is $32,480 above the threshold.

Census ACS Data Pop. 449

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$569	$1,897	$22,760	$-42,240
1 Bedroom	$675	$2,250	$27,000	$-38,000
2 Bedroom BENCHMARK	$813	$2,710	$32,520	$-32,480
3 Bedroom	$992	$3,307	$39,680	$-25,320
4 Bedroom	$1,220	$4,067	$48,800	$-16,200

Affordability Breakdown

Where the required salary line crosses above Higgins's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$65,000

Annual household

2BR Required Salary

$32,520

Under 30% rule

Income Gap

+$32,480

Surplus

Verdict

Affordable

Ratio: 15.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Higgins

Your Annual Salary

Pre-filled with Higgins's median household income

Max monthly rent you can afford$1,625

Studio

$569/mo

1 BR

$675/mo

2 BR

$813/mo

3 BR

$992/mo

4 BR

$1,220/mo

Your salary is $0 above the median income in Higgins.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Higgins's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Higgins

Higgins, Texas stands out as one of the more financially accessible housing markets in the state. The median household income of $65,000 significantly exceeds the $32,520 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $32,480 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Higgins, a studio at $569/month offers an even more aggressive savings rate. Even a 3-bedroom at $992/month remains accessible for dual-income households earning above $39,680.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $48,780 would position you well — though many residents in Higgins manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Higgins, Texas.

With a total population of 449, the city supports an active civilian workforce of 154 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $32,520 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

154

Active civilian employees in Higgins

Frequently Asked Questions About Renting in Higgins

What salary do I need to live in Higgins, Texas?

To afford a 2-bedroom in Higgins under the 30% rule, you need an annual salary of at least $32,520. The median household income in Higgins is $65,000.

Can I afford a 2-bedroom in Higgins on $65,000?

The affordability verdict for Higgins is "Affordable". The rent-to-income ratio is 15.0%, meaning median earners have a $32,480 surplus.

What is the average rent in Higgins compared to median income?

The median gross rent in Higgins is $675/month. With a median household income of $65,000, residents spend approximately 15.0% of their income on rent.

What salary do I need for a studio in Higgins?

A studio in Higgins rents for approximately $569/month. Under the 30% rule, you need an annual salary of $22,760 to afford this.

Is Higgins considered an affordable place to live?

Based on the surplus of $32,480 and an affordability verdict of "Affordable", Higgins is considered a affordable rental market when comparing the required 2-bedroom salary of $32,520 to the local median household income.

How Higgins Compares

Other cities in Texas with salary requirements