All Mortgage Calculators
Find the perfect calculator for your mortgage decision. Every tool is free, accurate, and works for the USA, Canada, UK & Australia.
Purchase Calculators
Calculators to help you buy your first home or next property — from payments to closing costs.
Mortgage Payment
Calculate monthly payments with taxes and insurance
Biweekly Mortgage Payment
See savings from biweekly payments
Closing Costs Estimator
Estimate fees for closing a loan
Credit Score Impact
See how scores affect your rate
FHA Loan
Estimate payments for FHA mortgages
First-Time Buyer Eligibility
See if you qualify for special programs
Homeowners Insurance
Estimate annual insurance premiums
Jumbo Loan Qualification
Check limits and qualification for Jumbo
Maximum Loan Eligibility
Find your maximum borrowing limit
Mortgage Affordability
See how much house you can afford
Loan Amount Estimator
Calculate the base loan amount needed
PMI Estimator
Estimate private mortgage insurance costs
Renovation Mortgage
Include remodel costs in your loan
USDA Loan
Estimate USDA rural housing payments
VA Loan
Calculate VA home loan payments
Title Insurance
Calculate the cost of title insurance during a closing
FHA MIP Estimator
Figure up-front and annual mortgage insurance premiums
VA Funding Fee
Determine the exact cost of the VA home loan funding fee
Refinance Calculators
Explore savings from refinancing, home equity, and rate restructuring.
ARM vs Fixed Rate Refinance
Compare adjustable and fixed rates
Break Even Refinance
Find the break-even point for refinancing
Cash-Out Refinance
Calculate equity extraction
HELOC Estimator
Estimate equity line payments
Home Equity Loan
Calculate lump sum equity loans
Rate & Term Refinance
Calculate new term refinance savings
Refinance Savings
Calculate total savings from refinancing
Reverse Mortgage
Estimate reverse mortgage payouts
Bridge Loan
Estimate costs for short term hard money or bridge loans
Investment Calculators
Analyze rental income, cap rates, ROI, and investment property decisions.
Capitalization Rate
Determine ROI on investment properties
Capital Gains Tax
Estimate taxes on property sale
DSCR Analyzer
Debt service coverage ratio for investors
Net Proceeds
Estimate profit after home sale
Rental Property Mortgage
Calculate payments for rentals
Investment Property ROI
Calculate expected ROI on real estate
BRRRR Analyzer
Calculate ROI and cash left in deal for BRRRR investments
House Flipping
Estimate profit and maximum allowable offer for fix-and-flips
Wholesaling MAO
Calculate Maximum Allowable Offer based on assignment fees
Commercial Loan
Calculate commercial balloon payments and amortization
Analysis Calculators
Deep-dive analytical tools for amortization, rate comparison, and loan optimization.
Amortization Schedule
Generate loan lifecycle breakdown
Adjustable Rate Mortgage
Estimate payments for ARM loans over time
Balloon Mortgage Payment
Calculate balloon loan schedules
Compare Multiple Loans
Analyze different loan scenarios
Debt-to-Income Ratio (DTI)
Calculate your loan eligibility DTI
Early Mortgage Payoff
Calculate savings from early payoffs
Effective Annual Rate
Find the true APR of your loan
Fixed vs Adjustable Rate
Compare standard rate structures
Interest-Only Mortgage
Calculate interest-only period payments
Extra Payment Savings
See how much extra payments save
Loan-to-Value (LTV)
Calculate your LTV ratio
Property Tax Estimator
Estimate local property taxes
Interest Deduction Savings
Estimate tax savings from mortgage interest
Rate Comparison Tool
Compare different interest rates
Rate Trends Analyzer
View historical rate variations
Term Comparison (15 vs 30)
Compare 15 and 30 year mortgages
Points & Fees Analyzer
Should you pay points to lower rate?
Property Tax
Detailed property tax breakdown tool
Total Cost of Mortgage
Find the true lifetime cost
Total Monthly Expenses
Include HOA, utilities, and taxes
Rent vs. Buy
Calculate the total financial cost of renting vs buying over time
Commission Estimator
Calculate real estate agent fees and seller net proceeds
Closing Proration
Prorate property taxes, interest, and HOA dues at closing