Affordable

What Salary Do You Need to Live in Bedford?

To afford a 2-bedroom in Bedford, you need to earn at least $64,200/year based on estimated fair market rent data. The median household income here is $80,924, which means the typical resident is $16,724 above the threshold.

Census ACS Data Pop. 49,455

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,124	$3,747	$44,960	$-35,964
1 Bedroom	$1,332	$4,440	$53,280	$-27,644
2 Bedroom BENCHMARK	$1,605	$5,350	$64,200	$-16,724
3 Bedroom	$1,958	$6,527	$78,320	$-2,604
4 Bedroom	$2,408	$8,027	$96,320	+$15,396

Affordability Breakdown

Where the required salary line crosses above Bedford's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$80,924

Annual household

2BR Required Salary

$64,200

Under 30% rule

Income Gap

+$16,724

Surplus

Verdict

Affordable

Ratio: 23.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Bedford

Your Annual Salary

Pre-filled with Bedford's median household income

Max monthly rent you can afford$2,023

Studio

$1,124/mo

1 BR

$1,332/mo

2 BR

$1,605/mo

3 BR

$1,958/mo

4 BR

$2,408/mo

Your salary is $0 above the median income in Bedford.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Bedford's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Bedford

Living in Bedford is well within reach for most median-income earners. With a $16,724 cushion between what residents earn and what a 2-bedroom requires, households in Bedford typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Bedford, a studio at $1,124/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,958/month remains accessible for dual-income households earning above $78,320.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $96,300 would position you well — though many residents in Bedford manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Bedford, Texas.

With a total population of 49,455, the city supports an active civilian workforce of 26,806 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $64,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

26,806

Active civilian employees in Bedford

Frequently Asked Questions About Renting in Bedford

What salary do I need to live in Bedford, Texas?

To afford a 2-bedroom in Bedford under the 30% rule, you need an annual salary of at least $64,200. The median household income in Bedford is $80,924.

Can I afford a 2-bedroom in Bedford on $80,924?

The affordability verdict for Bedford is "Affordable". The rent-to-income ratio is 23.8%, meaning median earners have a $16,724 surplus.

What is the average rent in Bedford compared to median income?

The median gross rent in Bedford is $1,332/month. With a median household income of $80,924, residents spend approximately 23.8% of their income on rent.

What salary do I need for a studio in Bedford?

A studio in Bedford rents for approximately $1,124/month. Under the 30% rule, you need an annual salary of $44,960 to afford this.

Is Bedford considered an affordable place to live?

Based on the surplus of $16,724 and an affordability verdict of "Affordable", Bedford is considered a affordable rental market when comparing the required 2-bedroom salary of $64,200 to the local median household income.

How Bedford Compares

Other cities in Texas with salary requirements