Manageable

What Salary Do You Need to Live in Cloverleaf?

To afford a 2-bedroom in Cloverleaf, you need to earn at least $51,240/year based on estimated fair market rent data. The median household income here is $53,762, which means the typical resident is $2,522 above the threshold.

Census ACS Data Pop. 24,735

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$897	$2,990	$35,880	$-17,882
1 Bedroom	$1,063	$3,543	$42,520	$-11,242
2 Bedroom BENCHMARK	$1,281	$4,270	$51,240	$-2,522
3 Bedroom	$1,563	$5,210	$62,520	+$8,758
4 Bedroom	$1,922	$6,407	$76,880	+$23,118

Affordability Breakdown

Where the required salary line crosses above Cloverleaf's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$53,762

Annual household

2BR Required Salary

$51,240

Under 30% rule

Income Gap

+$2,522

Surplus

Verdict

Manageable

Ratio: 28.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Cloverleaf

Your Annual Salary

Pre-filled with Cloverleaf's median household income

Max monthly rent you can afford$1,344

Studio

$897/mo

1 BR

$1,063/mo

2 BR

$1,281/mo

3 BR

$1,563/mo

4 BR

$1,922/mo

Your salary is $0 above the median income in Cloverleaf.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Cloverleaf's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Cloverleaf

Cloverleaf is borderline manageable — the difference between required salary and median income is just $2,522. This means most households can technically afford a 2-bedroom, but have very little breathing room for savings or emergencies.

Downsizing to a 1-bedroom ($1,063/month) or studio ($897/month) materially improves the math. For those needing more space, a 3-bedroom in Cloverleaf pushes the required income to $62,520.

For comfortable living in Cloverleaf without financial stress, target a household income of at least $76,860 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Texas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Cloverleaf, Texas.

With a total population of 24,735, the city supports an active civilian workforce of 10,106 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $51,240 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

10,106

Active civilian employees in Cloverleaf

Frequently Asked Questions About Renting in Cloverleaf

What salary do I need to live in Cloverleaf, Texas?

To afford a 2-bedroom in Cloverleaf under the 30% rule, you need an annual salary of at least $51,240. The median household income in Cloverleaf is $53,762.

Can I afford a 2-bedroom in Cloverleaf on $53,762?

The affordability verdict for Cloverleaf is "Manageable". The rent-to-income ratio is 28.6%, meaning median earners have a $2,522 surplus.

What is the average rent in Cloverleaf compared to median income?

The median gross rent in Cloverleaf is $1,063/month. With a median household income of $53,762, residents spend approximately 28.6% of their income on rent.

What salary do I need for a studio in Cloverleaf?

A studio in Cloverleaf rents for approximately $897/month. Under the 30% rule, you need an annual salary of $35,880 to afford this.

Is Cloverleaf considered an affordable place to live?

Based on the surplus of $2,522 and an affordability verdict of "Manageable", Cloverleaf is considered a manageable rental market when comparing the required 2-bedroom salary of $51,240 to the local median household income.

How Cloverleaf Compares

Other cities in Texas with salary requirements