Affordable

What Salary Do You Need to Live in Coos Bay?

To afford a 2-bedroom in Coos Bay, you need to earn at least $44,160/year based on estimated fair market rent data. The median household income here is $53,331, which means the typical resident is $9,171 above the threshold.

Census ACS Data Pop. 15,949

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$773	$2,577	$30,920	$-22,411
1 Bedroom	$916	$3,053	$36,640	$-16,691
2 Bedroom BENCHMARK	$1,104	$3,680	$44,160	$-9,171
3 Bedroom	$1,347	$4,490	$53,880	+$549
4 Bedroom	$1,656	$5,520	$66,240	+$12,909

Affordability Breakdown

Where the required salary line crosses above Coos Bay's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$53,331

Annual household

2BR Required Salary

$44,160

Under 30% rule

Income Gap

+$9,171

Surplus

Verdict

Affordable

Ratio: 24.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Coos Bay

Your Annual Salary

Pre-filled with Coos Bay's median household income

Max monthly rent you can afford$1,333

Studio

$773/mo

1 BR

$916/mo

2 BR

$1,104/mo

3 BR

$1,347/mo

4 BR

$1,656/mo

Your salary is $0 above the median income in Coos Bay.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Coos Bay's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Coos Bay

Living in Coos Bay is well within reach for most median-income earners. With a $9,171 cushion between what residents earn and what a 2-bedroom requires, households in Coos Bay typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Coos Bay, a studio at $773/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,347/month remains accessible for dual-income households earning above $53,880.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $66,240 would position you well — though many residents in Coos Bay manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Coos Bay, Oregon.

With a total population of 15,949, the city supports an active civilian workforce of 7,245 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $44,160 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

7,245

Active civilian employees in Coos Bay

Frequently Asked Questions About Renting in Coos Bay

What salary do I need to live in Coos Bay, Oregon?

To afford a 2-bedroom in Coos Bay under the 30% rule, you need an annual salary of at least $44,160. The median household income in Coos Bay is $53,331.

Can I afford a 2-bedroom in Coos Bay on $53,331?

The affordability verdict for Coos Bay is "Affordable". The rent-to-income ratio is 24.8%, meaning median earners have a $9,171 surplus.

What is the average rent in Coos Bay compared to median income?

The median gross rent in Coos Bay is $916/month. With a median household income of $53,331, residents spend approximately 24.8% of their income on rent.

What salary do I need for a studio in Coos Bay?

A studio in Coos Bay rents for approximately $773/month. Under the 30% rule, you need an annual salary of $30,920 to afford this.

Is Coos Bay considered an affordable place to live?

Based on the surplus of $9,171 and an affordability verdict of "Affordable", Coos Bay is considered a affordable rental market when comparing the required 2-bedroom salary of $44,160 to the local median household income.

How Coos Bay Compares

Other cities in Oregon with salary requirements