Manageable

What Salary Do You Need to Live in Waipio Acres?

To afford a 2-bedroom in Waipio Acres, you need to earn at least $85,600/year based on estimated fair market rent data. The median household income here is $91,703, which means the typical resident is $6,103 above the threshold.

Census ACS Data Pop. 5,393

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,498	$4,993	$59,920	$-31,783
1 Bedroom	$1,776	$5,920	$71,040	$-20,663
2 Bedroom BENCHMARK	$2,140	$7,133	$85,600	$-6,103
3 Bedroom	$2,611	$8,703	$104,440	+$12,737
4 Bedroom	$3,210	$10,700	$128,400	+$36,697

Affordability Breakdown

Where the required salary line crosses above Waipio Acres's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$91,703

Annual household

2BR Required Salary

$85,600

Under 30% rule

Income Gap

+$6,103

Surplus

Verdict

Manageable

Ratio: 28.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Waipio Acres

Your Annual Salary

Pre-filled with Waipio Acres's median household income

Max monthly rent you can afford$2,293

Studio

$1,498/mo

1 BR

$1,776/mo

2 BR

$2,140/mo

3 BR

$2,611/mo

4 BR

$3,210/mo

Your salary is $0 above the median income in Waipio Acres.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Waipio Acres's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Waipio Acres

Renting in Waipio Acres, Hawaii is doable for median earners, but tight. A 2-bedroom requires roughly $85,600/year under the 30% rule, and with a median income of $91,703, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,776/month) or studio ($1,498/month) materially improves the math. For those needing more space, a 3-bedroom in Waipio Acres pushes the required income to $104,440.

For comfortable living in Waipio Acres without financial stress, target a household income of at least $128,400 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Hawaii's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Waipio Acres, Hawaii.

With a total population of 5,393, the city supports an active civilian workforce of 2,581 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $85,600 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,581

Active civilian employees in Waipio Acres

Frequently Asked Questions About Renting in Waipio Acres

What salary do I need to live in Waipio Acres, Hawaii?

To afford a 2-bedroom in Waipio Acres under the 30% rule, you need an annual salary of at least $85,600. The median household income in Waipio Acres is $91,703.

Can I afford a 2-bedroom in Waipio Acres on $91,703?

The affordability verdict for Waipio Acres is "Manageable". The rent-to-income ratio is 28.0%, meaning median earners have a $6,103 surplus.

What is the average rent in Waipio Acres compared to median income?

The median gross rent in Waipio Acres is $1,776/month. With a median household income of $91,703, residents spend approximately 28.0% of their income on rent.

What salary do I need for a studio in Waipio Acres?

A studio in Waipio Acres rents for approximately $1,498/month. Under the 30% rule, you need an annual salary of $59,920 to afford this.

Is Waipio Acres considered an affordable place to live?

Based on the surplus of $6,103 and an affordability verdict of "Manageable", Waipio Acres is considered a manageable rental market when comparing the required 2-bedroom salary of $85,600 to the local median household income.

How Waipio Acres Compares

Other cities in Hawaii with salary requirements