Stretched

What Salary Do You Need to Live in Waiahole-Waikane?

To afford a 2-bedroom in Waiahole-Waikane, you need to earn at least $96,400/year based on estimated fair market rent data. The median household income here is $79,306, which means the typical resident is $17,094 below the threshold.

Census ACS Data Pop. 853

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,687	$5,623	$67,480	$-11,826
1 Bedroom	$2,000	$6,667	$80,000	+$694
2 Bedroom BENCHMARK	$2,410	$8,033	$96,400	+$17,094
3 Bedroom	$2,940	$9,800	$117,600	+$38,294
4 Bedroom	$3,615	$12,050	$144,600	+$65,294

Affordability Breakdown

Where the required salary line crosses above Waiahole-Waikane's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$79,306

Annual household

2BR Required Salary

$96,400

Under 30% rule

Income Gap

-$17,094

Deficit

Verdict

Stretched

Ratio: 36.5%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Waiahole-Waikane

Your Annual Salary

Pre-filled with Waiahole-Waikane's median household income

Max monthly rent you can afford$1,983

Studio

$1,687/mo

1 BR

$2,000/mo

2 BR

$2,410/mo

3 BR

$2,940/mo

4 BR

$3,615/mo

Your salary is $0 above the median income in Waiahole-Waikane.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Waiahole-Waikane's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Waiahole-Waikane

Waiahole-Waikane's rental market puts real pressure on median earners. A 2-bedroom at $2,410/month requires $96,400/year — about $17,094 more than the median household income. Roommates or dual incomes significantly change the equation.

If you're relocating to Waiahole-Waikane, target the studio or 1-bedroom tier ($1,687–$2,000/month) unless your income exceeds $96,400. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $1,205/month.

The break-even salary for comfortable living in Waiahole-Waikane is approximately $144,600. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Waiahole-Waikane, Hawaii.

With a total population of 853, the city supports an active civilian workforce of 343 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $96,400 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

343

Active civilian employees in Waiahole-Waikane

Frequently Asked Questions About Renting in Waiahole-Waikane

What salary do I need to live in Waiahole-Waikane, Hawaii?

To afford a 2-bedroom in Waiahole-Waikane under the 30% rule, you need an annual salary of at least $96,400. The median household income in Waiahole-Waikane is $79,306.

Can I afford a 2-bedroom in Waiahole-Waikane on $79,306?

The affordability verdict for Waiahole-Waikane is "Stretched". The rent-to-income ratio is 36.5%, meaning there's a $17,094 income gap.

What is the average rent in Waiahole-Waikane compared to median income?

The median gross rent in Waiahole-Waikane is $2,000/month. With a median household income of $79,306, residents spend approximately 36.5% of their income on rent.

What salary do I need for a studio in Waiahole-Waikane?

A studio in Waiahole-Waikane rents for approximately $1,687/month. Under the 30% rule, you need an annual salary of $67,480 to afford this.

Is Waiahole-Waikane considered an affordable place to live?

Based on the deficit of $17,094 and an affordability verdict of "Stretched", Waiahole-Waikane is considered a stretched rental market when comparing the required 2-bedroom salary of $96,400 to the local median household income.

How Waiahole-Waikane Compares

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