Unaffordable

What Salary Do You Need to Live in Hana?

To afford a 2-bedroom in Hana, you need to earn at least $168,720/year based on estimated fair market rent data. The median household income here is $51,188, which means the typical resident is $117,532 below the threshold.

Census ACS Data Pop. 731

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$2,953	$9,843	$118,120	+$66,932
1 Bedroom	$3,501	$11,670	$140,040	+$88,852
2 Bedroom BENCHMARK	$4,218	$14,060	$168,720	+$117,532
3 Bedroom	$5,146	$17,153	$205,840	+$154,652
4 Bedroom	$6,327	$21,090	$253,080	+$201,892

Affordability Breakdown

Where the required salary line crosses above Hana's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$51,188

Annual household

2BR Required Salary

$168,720

Under 30% rule

Income Gap

-$117,532

Deficit

Verdict

Unaffordable

Ratio: 98.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hana

Your Annual Salary

Pre-filled with Hana's median household income

Max monthly rent you can afford$1,280

Studio

$2,953/mo

1 BR

$3,501/mo

2 BR

$4,218/mo

3 BR

$5,146/mo

4 BR

$6,327/mo

Your salary is $0 above the median income in Hana.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hana's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hana

Hana, Hawaii is one of the most expensive rental markets relative to local incomes. The median household earning $51,188 faces a staggering $117,532 deficit against the $168,720 needed for a 2-bedroom — meaning the typical resident cannot afford market-rate rent under standard financial guidelines.

For those committed to Hana, the realistic options are: (1) target a studio at $2,953/month, which requires $118,120/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$2,109/month; or (3) negotiate remote work and live in a more affordable Hawaii city.

To live comfortably in Hana without financial strain, you realistically need a household income of $253,080 or higher. This isn't just about rent — it accounts for Hawaii's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hana, Hawaii.

With a total population of 731, the city supports an active civilian workforce of 337 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $168,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

337

Active civilian employees in Hana

Frequently Asked Questions About Renting in Hana

What salary do I need to live in Hana, Hawaii?

To afford a 2-bedroom in Hana under the 30% rule, you need an annual salary of at least $168,720. The median household income in Hana is $51,188.

Can I afford a 2-bedroom in Hana on $51,188?

The affordability verdict for Hana is "Unaffordable". The rent-to-income ratio is 98.9%, meaning there's a $117,532 income gap.

What is the average rent in Hana compared to median income?

The median gross rent in Hana is $3,501/month. With a median household income of $51,188, residents spend approximately 98.9% of their income on rent.

What salary do I need for a studio in Hana?

A studio in Hana rents for approximately $2,953/month. Under the 30% rule, you need an annual salary of $118,120 to afford this.

Is Hana considered an affordable place to live?

Based on the deficit of $117,532 and an affordability verdict of "Unaffordable", Hana is considered a unaffordable rental market when comparing the required 2-bedroom salary of $168,720 to the local median household income.

How Hana Compares

Other cities in Hawaii with salary requirements