Affordable

What Salary Do You Need to Live in Haleiwa?

To afford a 2-bedroom in Haleiwa, you need to earn at least $72,160/year based on estimated fair market rent data. The median household income here is $92,173, which means the typical resident is $20,013 above the threshold.

Census ACS Data Pop. 4,708

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,263	$4,210	$50,520	$-41,653
1 Bedroom	$1,497	$4,990	$59,880	$-32,293
2 Bedroom BENCHMARK	$1,804	$6,013	$72,160	$-20,013
3 Bedroom	$2,201	$7,337	$88,040	$-4,133
4 Bedroom	$2,706	$9,020	$108,240	+$16,067

Affordability Breakdown

Where the required salary line crosses above Haleiwa's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$92,173

Annual household

2BR Required Salary

$72,160

Under 30% rule

Income Gap

+$20,013

Surplus

Verdict

Affordable

Ratio: 23.5%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Haleiwa

Your Annual Salary

Pre-filled with Haleiwa's median household income

Max monthly rent you can afford$2,304

Studio

$1,263/mo

1 BR

$1,497/mo

2 BR

$1,804/mo

3 BR

$2,201/mo

4 BR

$2,706/mo

Your salary is $0 above the median income in Haleiwa.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Haleiwa's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Haleiwa

Haleiwa, Hawaii stands out as one of the more financially accessible housing markets in the state. The median household income of $92,173 significantly exceeds the $72,160 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $20,013 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Haleiwa, a studio at $1,263/month offers an even more aggressive savings rate. Even a 3-bedroom at $2,201/month remains accessible for dual-income households earning above $88,040.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $108,240 would position you well — though many residents in Haleiwa manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Haleiwa, Hawaii.

With a total population of 4,708, the city supports an active civilian workforce of 2,378 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $72,160 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,378

Active civilian employees in Haleiwa

Frequently Asked Questions About Renting in Haleiwa

What salary do I need to live in Haleiwa, Hawaii?

To afford a 2-bedroom in Haleiwa under the 30% rule, you need an annual salary of at least $72,160. The median household income in Haleiwa is $92,173.

Can I afford a 2-bedroom in Haleiwa on $92,173?

The affordability verdict for Haleiwa is "Affordable". The rent-to-income ratio is 23.5%, meaning median earners have a $20,013 surplus.

What is the average rent in Haleiwa compared to median income?

The median gross rent in Haleiwa is $1,497/month. With a median household income of $92,173, residents spend approximately 23.5% of their income on rent.

What salary do I need for a studio in Haleiwa?

A studio in Haleiwa rents for approximately $1,263/month. Under the 30% rule, you need an annual salary of $50,520 to afford this.

Is Haleiwa considered an affordable place to live?

Based on the surplus of $20,013 and an affordability verdict of "Affordable", Haleiwa is considered a affordable rental market when comparing the required 2-bedroom salary of $72,160 to the local median household income.

How Haleiwa Compares

Other cities in Hawaii with salary requirements