Affordable

What Salary Do You Need to Live in Waiohinu?

To afford a 2-bedroom in Waiohinu, you need to earn at least $52,200/year based on estimated fair market rent data. The median household income here is $82,500, which means the typical resident is $30,300 above the threshold.

Census ACS Data Pop. 210

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$913	$3,043	$36,520	$-45,980
1 Bedroom	$1,083	$3,610	$43,320	$-39,180
2 Bedroom BENCHMARK	$1,305	$4,350	$52,200	$-30,300
3 Bedroom	$1,592	$5,307	$63,680	$-18,820
4 Bedroom	$1,958	$6,527	$78,320	$-4,180

Affordability Breakdown

Where the required salary line crosses above Waiohinu's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$82,500

Annual household

2BR Required Salary

$52,200

Under 30% rule

Income Gap

+$30,300

Surplus

Verdict

Affordable

Ratio: 19.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Waiohinu

Your Annual Salary

Pre-filled with Waiohinu's median household income

Max monthly rent you can afford$2,063

Studio

$913/mo

1 BR

$1,083/mo

2 BR

$1,305/mo

3 BR

$1,592/mo

4 BR

$1,958/mo

Your salary is $0 above the median income in Waiohinu.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Waiohinu's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Waiohinu

Waiohinu, Hawaii stands out as one of the more financially accessible housing markets in the state. The median household income of $82,500 significantly exceeds the $52,200 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $30,300 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Waiohinu, a studio at $913/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,592/month remains accessible for dual-income households earning above $63,680.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $78,300 would position you well — though many residents in Waiohinu manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Waiohinu, Hawaii.

With a total population of 210, the city supports an active civilian workforce of 77 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $52,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Waiohinu

Frequently Asked Questions About Renting in Waiohinu

What salary do I need to live in Waiohinu, Hawaii?

To afford a 2-bedroom in Waiohinu under the 30% rule, you need an annual salary of at least $52,200. The median household income in Waiohinu is $82,500.

Can I afford a 2-bedroom in Waiohinu on $82,500?

The affordability verdict for Waiohinu is "Affordable". The rent-to-income ratio is 19.0%, meaning median earners have a $30,300 surplus.

What is the average rent in Waiohinu compared to median income?

The median gross rent in Waiohinu is $1,083/month. With a median household income of $82,500, residents spend approximately 19.0% of their income on rent.

What salary do I need for a studio in Waiohinu?

A studio in Waiohinu rents for approximately $913/month. Under the 30% rule, you need an annual salary of $36,520 to afford this.

Is Waiohinu considered an affordable place to live?

Based on the surplus of $30,300 and an affordability verdict of "Affordable", Waiohinu is considered a affordable rental market when comparing the required 2-bedroom salary of $52,200 to the local median household income.

How Waiohinu Compares

Other cities in Hawaii with salary requirements