Unaffordable

What Salary Do You Need to Live in Schofield Barracks?

To afford a 2-bedroom in Schofield Barracks, you need to earn at least $148,080/year based on estimated fair market rent data. The median household income here is $69,755, which means the typical resident is $78,325 below the threshold.

Census ACS Data Pop. 18,133

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$2,591	$8,637	$103,640	+$33,885
1 Bedroom	$3,073	$10,243	$122,920	+$53,165
2 Bedroom BENCHMARK	$3,702	$12,340	$148,080	+$78,325
3 Bedroom	$4,516	$15,053	$180,640	+$110,885
4 Bedroom	$5,553	$18,510	$222,120	+$152,365

Affordability Breakdown

Where the required salary line crosses above Schofield Barracks's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$69,755

Annual household

2BR Required Salary

$148,080

Under 30% rule

Income Gap

-$78,325

Deficit

Verdict

Unaffordable

Ratio: 63.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Schofield Barracks

Your Annual Salary

Pre-filled with Schofield Barracks's median household income

Max monthly rent you can afford$1,744

Studio

$2,591/mo

1 BR

$3,073/mo

2 BR

$3,702/mo

3 BR

$4,516/mo

4 BR

$5,553/mo

Your salary is $0 above the median income in Schofield Barracks.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Schofield Barracks's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Schofield Barracks

Schofield Barracks, Hawaii is one of the most expensive rental markets relative to local incomes. The median household earning $69,755 faces a staggering $78,325 deficit against the $148,080 needed for a 2-bedroom — meaning the typical resident cannot afford market-rate rent under standard financial guidelines.

For those committed to Schofield Barracks, the realistic options are: (1) target a studio at $2,591/month, which requires $103,640/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$1,851/month; or (3) negotiate remote work and live in a more affordable Hawaii city.

To live comfortably in Schofield Barracks without financial strain, you realistically need a household income of $222,120 or higher. This isn't just about rent — it accounts for Hawaii's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Schofield Barracks, Hawaii.

With a total population of 18,133, the city supports an active civilian workforce of 2,297 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $148,080 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,297

Active civilian employees in Schofield Barracks

Frequently Asked Questions About Renting in Schofield Barracks

What salary do I need to live in Schofield Barracks, Hawaii?

To afford a 2-bedroom in Schofield Barracks under the 30% rule, you need an annual salary of at least $148,080. The median household income in Schofield Barracks is $69,755.

Can I afford a 2-bedroom in Schofield Barracks on $69,755?

The affordability verdict for Schofield Barracks is "Unaffordable". The rent-to-income ratio is 63.7%, meaning there's a $78,325 income gap.

What is the average rent in Schofield Barracks compared to median income?

The median gross rent in Schofield Barracks is $3,073/month. With a median household income of $69,755, residents spend approximately 63.7% of their income on rent.

What salary do I need for a studio in Schofield Barracks?

A studio in Schofield Barracks rents for approximately $2,591/month. Under the 30% rule, you need an annual salary of $103,640 to afford this.

Is Schofield Barracks considered an affordable place to live?

Based on the deficit of $78,325 and an affordability verdict of "Unaffordable", Schofield Barracks is considered a unaffordable rental market when comparing the required 2-bedroom salary of $148,080 to the local median household income.

How Schofield Barracks Compares

Other cities in Hawaii with salary requirements