Affordable

What Salary Do You Need to Live in Naylor?

To afford a 2-bedroom in Naylor, you need to earn at least $26,680/year based on estimated fair market rent data. The median household income here is $32,065, which means the typical resident is $5,385 above the threshold.

Census ACS Data Pop. 495

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$467	$1,557	$18,680	$-13,385
1 Bedroom	$554	$1,847	$22,160	$-9,905
2 Bedroom BENCHMARK	$667	$2,223	$26,680	$-5,385
3 Bedroom	$814	$2,713	$32,560	+$495
4 Bedroom	$1,001	$3,337	$40,040	+$7,975

Affordability Breakdown

Where the required salary line crosses above Naylor's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$32,065

Annual household

2BR Required Salary

$26,680

Under 30% rule

Income Gap

+$5,385

Surplus

Verdict

Affordable

Ratio: 25.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Naylor

Your Annual Salary

Pre-filled with Naylor's median household income

Max monthly rent you can afford$802

Studio

$467/mo

1 BR

$554/mo

2 BR

$667/mo

3 BR

$814/mo

4 BR

$1,001/mo

Your salary is $0 above the median income in Naylor.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Naylor's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Naylor

Living in Naylor is well within reach for most median-income earners. With a $5,385 cushion between what residents earn and what a 2-bedroom requires, households in Naylor typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Naylor, a studio at $467/month offers an even more aggressive savings rate. Even a 3-bedroom at $814/month remains accessible for dual-income households earning above $32,560.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $40,020 would position you well — though many residents in Naylor manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Naylor, Missouri.

With a total population of 495, the city supports an active civilian workforce of 171 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $26,680 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

171

Active civilian employees in Naylor

Frequently Asked Questions About Renting in Naylor

What salary do I need to live in Naylor, Missouri?

To afford a 2-bedroom in Naylor under the 30% rule, you need an annual salary of at least $26,680. The median household income in Naylor is $32,065.

Can I afford a 2-bedroom in Naylor on $32,065?

The affordability verdict for Naylor is "Affordable". The rent-to-income ratio is 25.0%, meaning median earners have a $5,385 surplus.

What is the average rent in Naylor compared to median income?

The median gross rent in Naylor is $554/month. With a median household income of $32,065, residents spend approximately 25.0% of their income on rent.

What salary do I need for a studio in Naylor?

A studio in Naylor rents for approximately $467/month. Under the 30% rule, you need an annual salary of $18,680 to afford this.

Is Naylor considered an affordable place to live?

Based on the surplus of $5,385 and an affordability verdict of "Affordable", Naylor is considered a affordable rental market when comparing the required 2-bedroom salary of $26,680 to the local median household income.

How Naylor Compares

Other cities in Missouri with salary requirements