Affordable

What Salary Do You Need to Live in Ballwin?

To afford a 2-bedroom in Ballwin, you need to earn at least $59,000/year based on estimated fair market rent data. The median household income here is $118,647, which means the typical resident is $59,647 above the threshold.

Census ACS Data Pop. 30,948

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,033	$3,443	$41,320	$-77,327
1 Bedroom	$1,224	$4,080	$48,960	$-69,687
2 Bedroom BENCHMARK	$1,475	$4,917	$59,000	$-59,647
3 Bedroom	$1,800	$6,000	$72,000	$-46,647
4 Bedroom	$2,213	$7,377	$88,520	$-30,127

Affordability Breakdown

Where the required salary line crosses above Ballwin's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$118,647

Annual household

2BR Required Salary

$59,000

Under 30% rule

Income Gap

+$59,647

Surplus

Verdict

Affordable

Ratio: 14.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ballwin

Your Annual Salary

Pre-filled with Ballwin's median household income

Max monthly rent you can afford$2,966

Studio

$1,033/mo

1 BR

$1,224/mo

2 BR

$1,475/mo

3 BR

$1,800/mo

4 BR

$2,213/mo

Your salary is $0 above the median income in Ballwin.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ballwin's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ballwin

Ballwin, Missouri stands out as one of the more financially accessible housing markets in the state. The median household income of $118,647 significantly exceeds the $59,000 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $59,647 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Ballwin, a studio at $1,033/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,800/month remains accessible for dual-income households earning above $72,000.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $88,500 would position you well — though many residents in Ballwin manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ballwin, Missouri.

With a total population of 30,948, the city supports an active civilian workforce of 16,118 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $59,000 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

16,118

Active civilian employees in Ballwin

Frequently Asked Questions About Renting in Ballwin

What salary do I need to live in Ballwin, Missouri?

To afford a 2-bedroom in Ballwin under the 30% rule, you need an annual salary of at least $59,000. The median household income in Ballwin is $118,647.

Can I afford a 2-bedroom in Ballwin on $118,647?

The affordability verdict for Ballwin is "Affordable". The rent-to-income ratio is 14.9%, meaning median earners have a $59,647 surplus.

What is the average rent in Ballwin compared to median income?

The median gross rent in Ballwin is $1,224/month. With a median household income of $118,647, residents spend approximately 14.9% of their income on rent.

What salary do I need for a studio in Ballwin?

A studio in Ballwin rents for approximately $1,033/month. Under the 30% rule, you need an annual salary of $41,320 to afford this.

Is Ballwin considered an affordable place to live?

Based on the surplus of $59,647 and an affordability verdict of "Affordable", Ballwin is considered a affordable rental market when comparing the required 2-bedroom salary of $59,000 to the local median household income.

How Ballwin Compares

Other cities in Missouri with salary requirements