Affordable

What Salary Do You Need to Live in Ste. Genevieve?

To afford a 2-bedroom in Ste. Genevieve, you need to earn at least $35,720/year based on estimated fair market rent data. The median household income here is $52,760, which means the typical resident is $17,040 above the threshold.

Census ACS Data Pop. 4,965

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$625	$2,083	$25,000	$-27,760
1 Bedroom	$741	$2,470	$29,640	$-23,120
2 Bedroom BENCHMARK	$893	$2,977	$35,720	$-17,040
3 Bedroom	$1,089	$3,630	$43,560	$-9,200
4 Bedroom	$1,340	$4,467	$53,600	+$840

Affordability Breakdown

Where the required salary line crosses above Ste. Genevieve's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$52,760

Annual household

2BR Required Salary

$35,720

Under 30% rule

Income Gap

+$17,040

Surplus

Verdict

Affordable

Ratio: 20.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ste. Genevieve

Your Annual Salary

Pre-filled with Ste. Genevieve's median household income

Max monthly rent you can afford$1,319

Studio

$625/mo

1 BR

$741/mo

2 BR

$893/mo

3 BR

$1,089/mo

4 BR

$1,340/mo

Your salary is $0 above the median income in Ste. Genevieve.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ste. Genevieve's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ste. Genevieve

Living in Ste. Genevieve is well within reach for most median-income earners. With a $17,040 cushion between what residents earn and what a 2-bedroom requires, households in Ste. Genevieve typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Ste. Genevieve, a studio at $625/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,089/month remains accessible for dual-income households earning above $43,560.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $53,580 would position you well — though many residents in Ste. Genevieve manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ste. Genevieve, Missouri.

With a total population of 4,965, the city supports an active civilian workforce of 2,003 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $35,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,003

Active civilian employees in Ste. Genevieve

Frequently Asked Questions About Renting in Ste. Genevieve

What salary do I need to live in Ste. Genevieve, Missouri?

To afford a 2-bedroom in Ste. Genevieve under the 30% rule, you need an annual salary of at least $35,720. The median household income in Ste. Genevieve is $52,760.

Can I afford a 2-bedroom in Ste. Genevieve on $52,760?

The affordability verdict for Ste. Genevieve is "Affordable". The rent-to-income ratio is 20.3%, meaning median earners have a $17,040 surplus.

What is the average rent in Ste. Genevieve compared to median income?

The median gross rent in Ste. Genevieve is $741/month. With a median household income of $52,760, residents spend approximately 20.3% of their income on rent.

What salary do I need for a studio in Ste. Genevieve?

A studio in Ste. Genevieve rents for approximately $625/month. Under the 30% rule, you need an annual salary of $25,000 to afford this.

Is Ste. Genevieve considered an affordable place to live?

Based on the surplus of $17,040 and an affordability verdict of "Affordable", Ste. Genevieve is considered a affordable rental market when comparing the required 2-bedroom salary of $35,720 to the local median household income.

How Ste. Genevieve Compares

Other cities in Missouri with salary requirements