Affordable

What Salary Do You Need to Live in Holt?

To afford a 2-bedroom in Holt, you need to earn at least $39,200/year based on estimated fair market rent data. The median household income here is $60,833, which means the typical resident is $21,633 above the threshold.

Census ACS Data Pop. 349

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$686	$2,287	$27,440	$-33,393
1 Bedroom	$813	$2,710	$32,520	$-28,313
2 Bedroom BENCHMARK	$980	$3,267	$39,200	$-21,633
3 Bedroom	$1,196	$3,987	$47,840	$-12,993
4 Bedroom	$1,470	$4,900	$58,800	$-2,033

Affordability Breakdown

Where the required salary line crosses above Holt's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$60,833

Annual household

2BR Required Salary

$39,200

Under 30% rule

Income Gap

+$21,633

Surplus

Verdict

Affordable

Ratio: 19.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Holt

Your Annual Salary

Pre-filled with Holt's median household income

Max monthly rent you can afford$1,521

Studio

$686/mo

1 BR

$813/mo

2 BR

$980/mo

3 BR

$1,196/mo

4 BR

$1,470/mo

Your salary is $0 above the median income in Holt.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Holt's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Holt

Holt, Missouri stands out as one of the more financially accessible housing markets in the state. The median household income of $60,833 significantly exceeds the $39,200 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $21,633 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Holt, a studio at $686/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,196/month remains accessible for dual-income households earning above $47,840.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $58,800 would position you well — though many residents in Holt manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Holt, Missouri.

With a total population of 349, the city supports an active civilian workforce of 183 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $39,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

183

Active civilian employees in Holt

Frequently Asked Questions About Renting in Holt

What salary do I need to live in Holt, Missouri?

To afford a 2-bedroom in Holt under the 30% rule, you need an annual salary of at least $39,200. The median household income in Holt is $60,833.

Can I afford a 2-bedroom in Holt on $60,833?

The affordability verdict for Holt is "Affordable". The rent-to-income ratio is 19.3%, meaning median earners have a $21,633 surplus.

What is the average rent in Holt compared to median income?

The median gross rent in Holt is $813/month. With a median household income of $60,833, residents spend approximately 19.3% of their income on rent.

What salary do I need for a studio in Holt?

A studio in Holt rents for approximately $686/month. Under the 30% rule, you need an annual salary of $27,440 to afford this.

Is Holt considered an affordable place to live?

Based on the surplus of $21,633 and an affordability verdict of "Affordable", Holt is considered a affordable rental market when comparing the required 2-bedroom salary of $39,200 to the local median household income.

How Holt Compares

Other cities in Missouri with salary requirements