Affordable

What Salary Do You Need to Live in Pauls Valley?

To afford a 2-bedroom in Pauls Valley, you need to earn at least $37,320/year based on estimated fair market rent data. The median household income here is $45,400, which means the typical resident is $8,080 above the threshold.

Census ACS Data Pop. 6,031

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$653	$2,177	$26,120	$-19,280
1 Bedroom	$774	$2,580	$30,960	$-14,440
2 Bedroom BENCHMARK	$933	$3,110	$37,320	$-8,080
3 Bedroom	$1,138	$3,793	$45,520	+$120
4 Bedroom	$1,400	$4,667	$56,000	+$10,600

Affordability Breakdown

Where the required salary line crosses above Pauls Valley's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$45,400

Annual household

2BR Required Salary

$37,320

Under 30% rule

Income Gap

+$8,080

Surplus

Verdict

Affordable

Ratio: 24.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Pauls Valley

Your Annual Salary

Pre-filled with Pauls Valley's median household income

Max monthly rent you can afford$1,135

Studio

$653/mo

1 BR

$774/mo

2 BR

$933/mo

3 BR

$1,138/mo

4 BR

$1,400/mo

Your salary is $0 above the median income in Pauls Valley.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Pauls Valley's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Pauls Valley

Living in Pauls Valley is well within reach for most median-income earners. With a $8,080 cushion between what residents earn and what a 2-bedroom requires, households in Pauls Valley typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Pauls Valley, a studio at $653/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,138/month remains accessible for dual-income households earning above $45,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $55,980 would position you well — though many residents in Pauls Valley manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Pauls Valley, Oklahoma.

With a total population of 6,031, the city supports an active civilian workforce of 2,537 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $37,320 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,537

Active civilian employees in Pauls Valley

Frequently Asked Questions About Renting in Pauls Valley

What salary do I need to live in Pauls Valley, Oklahoma?

To afford a 2-bedroom in Pauls Valley under the 30% rule, you need an annual salary of at least $37,320. The median household income in Pauls Valley is $45,400.

Can I afford a 2-bedroom in Pauls Valley on $45,400?

The affordability verdict for Pauls Valley is "Affordable". The rent-to-income ratio is 24.7%, meaning median earners have a $8,080 surplus.

What is the average rent in Pauls Valley compared to median income?

The median gross rent in Pauls Valley is $774/month. With a median household income of $45,400, residents spend approximately 24.7% of their income on rent.

What salary do I need for a studio in Pauls Valley?

A studio in Pauls Valley rents for approximately $653/month. Under the 30% rule, you need an annual salary of $26,120 to afford this.

Is Pauls Valley considered an affordable place to live?

Based on the surplus of $8,080 and an affordability verdict of "Affordable", Pauls Valley is considered a affordable rental market when comparing the required 2-bedroom salary of $37,320 to the local median household income.

How Pauls Valley Compares

Other cities in Oklahoma with salary requirements