Manageable

What Salary Do You Need to Live in Ardmore?

To afford a 2-bedroom in Ardmore, you need to earn at least $44,040/year based on estimated fair market rent data. The median household income here is $49,408, which means the typical resident is $5,368 above the threshold.

Census ACS Data Pop. 24,784

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$771	$2,570	$30,840	$-18,568
1 Bedroom	$914	$3,047	$36,560	$-12,848
2 Bedroom BENCHMARK	$1,101	$3,670	$44,040	$-5,368
3 Bedroom	$1,343	$4,477	$53,720	+$4,312
4 Bedroom	$1,652	$5,507	$66,080	+$16,672

Affordability Breakdown

Where the required salary line crosses above Ardmore's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$49,408

Annual household

2BR Required Salary

$44,040

Under 30% rule

Income Gap

+$5,368

Surplus

Verdict

Manageable

Ratio: 26.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ardmore

Your Annual Salary

Pre-filled with Ardmore's median household income

Max monthly rent you can afford$1,235

Studio

$771/mo

1 BR

$914/mo

2 BR

$1,101/mo

3 BR

$1,343/mo

4 BR

$1,652/mo

Your salary is $0 above the median income in Ardmore.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ardmore's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ardmore

Renting in Ardmore, Oklahoma is doable for median earners, but tight. A 2-bedroom requires roughly $44,040/year under the 30% rule, and with a median income of $49,408, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($914/month) or studio ($771/month) materially improves the math. For those needing more space, a 3-bedroom in Ardmore pushes the required income to $53,720.

For comfortable living in Ardmore without financial stress, target a household income of at least $66,060 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Oklahoma's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ardmore, Oklahoma.

With a total population of 24,784, the city supports an active civilian workforce of 10,822 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $44,040 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

10,822

Active civilian employees in Ardmore

Frequently Asked Questions About Renting in Ardmore

What salary do I need to live in Ardmore, Oklahoma?

To afford a 2-bedroom in Ardmore under the 30% rule, you need an annual salary of at least $44,040. The median household income in Ardmore is $49,408.

Can I afford a 2-bedroom in Ardmore on $49,408?

The affordability verdict for Ardmore is "Manageable". The rent-to-income ratio is 26.7%, meaning median earners have a $5,368 surplus.

What is the average rent in Ardmore compared to median income?

The median gross rent in Ardmore is $914/month. With a median household income of $49,408, residents spend approximately 26.7% of their income on rent.

What salary do I need for a studio in Ardmore?

A studio in Ardmore rents for approximately $771/month. Under the 30% rule, you need an annual salary of $30,840 to afford this.

Is Ardmore considered an affordable place to live?

Based on the surplus of $5,368 and an affordability verdict of "Manageable", Ardmore is considered a manageable rental market when comparing the required 2-bedroom salary of $44,040 to the local median household income.

How Ardmore Compares

Other cities in Oklahoma with salary requirements