Manageable

What Salary Do You Need to Live in Ada?

To afford a 2-bedroom in Ada, you need to earn at least $41,120/year based on estimated fair market rent data. The median household income here is $47,264, which means the typical resident is $6,144 above the threshold.

Census ACS Data Pop. 16,537

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$720	$2,400	$28,800	$-18,464
1 Bedroom	$853	$2,843	$34,120	$-13,144
2 Bedroom BENCHMARK	$1,028	$3,427	$41,120	$-6,144
3 Bedroom	$1,254	$4,180	$50,160	+$2,896
4 Bedroom	$1,542	$5,140	$61,680	+$14,416

Affordability Breakdown

Where the required salary line crosses above Ada's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$47,264

Annual household

2BR Required Salary

$41,120

Under 30% rule

Income Gap

+$6,144

Surplus

Verdict

Manageable

Ratio: 26.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ada

Your Annual Salary

Pre-filled with Ada's median household income

Max monthly rent you can afford$1,182

Studio

$720/mo

1 BR

$853/mo

2 BR

$1,028/mo

3 BR

$1,254/mo

4 BR

$1,542/mo

Your salary is $0 above the median income in Ada.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ada's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ada

Renting in Ada, Oklahoma is doable for median earners, but tight. A 2-bedroom requires roughly $41,120/year under the 30% rule, and with a median income of $47,264, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($853/month) or studio ($720/month) materially improves the math. For those needing more space, a 3-bedroom in Ada pushes the required income to $50,160.

For comfortable living in Ada without financial stress, target a household income of at least $61,680 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Oklahoma's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ada, Oklahoma.

With a total population of 16,537, the city supports an active civilian workforce of 7,339 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $41,120 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

7,339

Active civilian employees in Ada

Frequently Asked Questions About Renting in Ada

What salary do I need to live in Ada, Oklahoma?

To afford a 2-bedroom in Ada under the 30% rule, you need an annual salary of at least $41,120. The median household income in Ada is $47,264.

Can I afford a 2-bedroom in Ada on $47,264?

The affordability verdict for Ada is "Manageable". The rent-to-income ratio is 26.1%, meaning median earners have a $6,144 surplus.

What is the average rent in Ada compared to median income?

The median gross rent in Ada is $853/month. With a median household income of $47,264, residents spend approximately 26.1% of their income on rent.

What salary do I need for a studio in Ada?

A studio in Ada rents for approximately $720/month. Under the 30% rule, you need an annual salary of $28,800 to afford this.

Is Ada considered an affordable place to live?

Based on the surplus of $6,144 and an affordability verdict of "Manageable", Ada is considered a manageable rental market when comparing the required 2-bedroom salary of $41,120 to the local median household income.

How Ada Compares

Other cities in Oklahoma with salary requirements