Affordable

What Salary Do You Need to Live in Cushing?

To afford a 2-bedroom in Cushing, you need to earn at least $35,440/year based on estimated fair market rent data. The median household income here is $46,602, which means the typical resident is $11,162 above the threshold.

Census ACS Data Pop. 8,336

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$620	$2,067	$24,800	$-21,802
1 Bedroom	$735	$2,450	$29,400	$-17,202
2 Bedroom BENCHMARK	$886	$2,953	$35,440	$-11,162
3 Bedroom	$1,081	$3,603	$43,240	$-3,362
4 Bedroom	$1,329	$4,430	$53,160	+$6,558

Affordability Breakdown

Where the required salary line crosses above Cushing's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$46,602

Annual household

2BR Required Salary

$35,440

Under 30% rule

Income Gap

+$11,162

Surplus

Verdict

Affordable

Ratio: 22.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Cushing

Your Annual Salary

Pre-filled with Cushing's median household income

Max monthly rent you can afford$1,165

Studio

$620/mo

1 BR

$735/mo

2 BR

$886/mo

3 BR

$1,081/mo

4 BR

$1,329/mo

Your salary is $0 above the median income in Cushing.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Cushing's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Cushing

Living in Cushing is well within reach for most median-income earners. With a $11,162 cushion between what residents earn and what a 2-bedroom requires, households in Cushing typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Cushing, a studio at $620/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,081/month remains accessible for dual-income households earning above $43,240.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $53,160 would position you well — though many residents in Cushing manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Cushing, Oklahoma.

With a total population of 8,336, the city supports an active civilian workforce of 3,528 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $35,440 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

3,528

Active civilian employees in Cushing

Frequently Asked Questions About Renting in Cushing

What salary do I need to live in Cushing, Oklahoma?

To afford a 2-bedroom in Cushing under the 30% rule, you need an annual salary of at least $35,440. The median household income in Cushing is $46,602.

Can I afford a 2-bedroom in Cushing on $46,602?

The affordability verdict for Cushing is "Affordable". The rent-to-income ratio is 22.8%, meaning median earners have a $11,162 surplus.

What is the average rent in Cushing compared to median income?

The median gross rent in Cushing is $735/month. With a median household income of $46,602, residents spend approximately 22.8% of their income on rent.

What salary do I need for a studio in Cushing?

A studio in Cushing rents for approximately $620/month. Under the 30% rule, you need an annual salary of $24,800 to afford this.

Is Cushing considered an affordable place to live?

Based on the surplus of $11,162 and an affordability verdict of "Affordable", Cushing is considered a affordable rental market when comparing the required 2-bedroom salary of $35,440 to the local median household income.

How Cushing Compares

Other cities in Oklahoma with salary requirements