Affordable

What Salary Do You Need to Live in McClusky?

To afford a 2-bedroom in McClusky, you need to earn at least $18,880/year based on estimated fair market rent data. The median household income here is $48,000, which means the typical resident is $29,120 above the threshold.

Census ACS Data Pop. 307

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$330	$1,100	$13,200	$-34,800
1 Bedroom	$392	$1,307	$15,680	$-32,320
2 Bedroom BENCHMARK	$472	$1,573	$18,880	$-29,120
3 Bedroom	$576	$1,920	$23,040	$-24,960
4 Bedroom	$708	$2,360	$28,320	$-19,680

Affordability Breakdown

Where the required salary line crosses above McClusky's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$48,000

Annual household

2BR Required Salary

$18,880

Under 30% rule

Income Gap

+$29,120

Surplus

Verdict

Affordable

Ratio: 11.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in McClusky

Your Annual Salary

Pre-filled with McClusky's median household income

Max monthly rent you can afford$1,200

Studio

$330/mo

1 BR

$392/mo

2 BR

$472/mo

3 BR

$576/mo

4 BR

$708/mo

Your salary is $0 above the median income in McClusky.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for McClusky's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to McClusky

McClusky, North Dakota stands out as one of the more financially accessible housing markets in the state. The median household income of $48,000 significantly exceeds the $18,880 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $29,120 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating McClusky, a studio at $330/month offers an even more aggressive savings rate. Even a 3-bedroom at $576/month remains accessible for dual-income households earning above $23,040.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $28,320 would position you well — though many residents in McClusky manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in McClusky, North Dakota.

With a total population of 307, the city supports an active civilian workforce of 166 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $18,880 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

166

Active civilian employees in McClusky

Frequently Asked Questions About Renting in McClusky

What salary do I need to live in McClusky, North Dakota?

To afford a 2-bedroom in McClusky under the 30% rule, you need an annual salary of at least $18,880. The median household income in McClusky is $48,000.

Can I afford a 2-bedroom in McClusky on $48,000?

The affordability verdict for McClusky is "Affordable". The rent-to-income ratio is 11.8%, meaning median earners have a $29,120 surplus.

What is the average rent in McClusky compared to median income?

The median gross rent in McClusky is $392/month. With a median household income of $48,000, residents spend approximately 11.8% of their income on rent.

What salary do I need for a studio in McClusky?

A studio in McClusky rents for approximately $330/month. Under the 30% rule, you need an annual salary of $13,200 to afford this.

Is McClusky considered an affordable place to live?

Based on the surplus of $29,120 and an affordability verdict of "Affordable", McClusky is considered a affordable rental market when comparing the required 2-bedroom salary of $18,880 to the local median household income.

How McClusky Compares

Other cities in North Dakota with salary requirements