Affordable

What Salary Do You Need to Live in Adams?

To afford a 2-bedroom in Adams, you need to earn at least $30,760/year based on estimated fair market rent data. The median household income here is $48,750, which means the typical resident is $17,990 above the threshold.

Census ACS Data Pop. 112

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$538	$1,793	$21,520	$-27,230
1 Bedroom	$638	$2,127	$25,520	$-23,230
2 Bedroom BENCHMARK	$769	$2,563	$30,760	$-17,990
3 Bedroom	$938	$3,127	$37,520	$-11,230
4 Bedroom	$1,154	$3,847	$46,160	$-2,590

Affordability Breakdown

Where the required salary line crosses above Adams's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$48,750

Annual household

2BR Required Salary

$30,760

Under 30% rule

Income Gap

+$17,990

Surplus

Verdict

Affordable

Ratio: 18.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Adams

Your Annual Salary

Pre-filled with Adams's median household income

Max monthly rent you can afford$1,219

Studio

$538/mo

1 BR

$638/mo

2 BR

$769/mo

3 BR

$938/mo

4 BR

$1,154/mo

Your salary is $0 above the median income in Adams.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Adams's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Adams

Living in Adams is well within reach for most median-income earners. With a $17,990 cushion between what residents earn and what a 2-bedroom requires, households in Adams typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Adams, a studio at $538/month offers an even more aggressive savings rate. Even a 3-bedroom at $938/month remains accessible for dual-income households earning above $37,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $46,140 would position you well — though many residents in Adams manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Adams, North Dakota.

With a total population of 112, the city supports an active civilian workforce of 42 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $30,760 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Adams

Frequently Asked Questions About Renting in Adams

What salary do I need to live in Adams, North Dakota?

To afford a 2-bedroom in Adams under the 30% rule, you need an annual salary of at least $30,760. The median household income in Adams is $48,750.

Can I afford a 2-bedroom in Adams on $48,750?

The affordability verdict for Adams is "Affordable". The rent-to-income ratio is 18.9%, meaning median earners have a $17,990 surplus.

What is the average rent in Adams compared to median income?

The median gross rent in Adams is $638/month. With a median household income of $48,750, residents spend approximately 18.9% of their income on rent.

What salary do I need for a studio in Adams?

A studio in Adams rents for approximately $538/month. Under the 30% rule, you need an annual salary of $21,520 to afford this.

Is Adams considered an affordable place to live?

Based on the surplus of $17,990 and an affordability verdict of "Affordable", Adams is considered a affordable rental market when comparing the required 2-bedroom salary of $30,760 to the local median household income.

How Adams Compares

Other cities in North Dakota with salary requirements