Affordable

What Salary Do You Need to Live in Clifford?

To afford a 2-bedroom in Clifford, you need to earn at least $23,440/year based on estimated fair market rent data. The median household income here is $83,750, which means the typical resident is $60,310 above the threshold.

Census ACS Data Pop. 65

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$410	$1,367	$16,400	$-67,350
1 Bedroom	$486	$1,620	$19,440	$-64,310
2 Bedroom BENCHMARK	$586	$1,953	$23,440	$-60,310
3 Bedroom	$715	$2,383	$28,600	$-55,150
4 Bedroom	$879	$2,930	$35,160	$-48,590

Affordability Breakdown

Where the required salary line crosses above Clifford's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$83,750

Annual household

2BR Required Salary

$23,440

Under 30% rule

Income Gap

+$60,310

Surplus

Verdict

Affordable

Ratio: 8.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Clifford

Your Annual Salary

Pre-filled with Clifford's median household income

Max monthly rent you can afford$2,094

Studio

$410/mo

1 BR

$486/mo

2 BR

$586/mo

3 BR

$715/mo

4 BR

$879/mo

Your salary is $0 above the median income in Clifford.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Clifford's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Clifford

Clifford, North Dakota stands out as one of the more financially accessible housing markets in the state. The median household income of $83,750 significantly exceeds the $23,440 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $60,310 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Clifford, a studio at $410/month offers an even more aggressive savings rate. Even a 3-bedroom at $715/month remains accessible for dual-income households earning above $28,600.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $35,160 would position you well — though many residents in Clifford manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Clifford, North Dakota.

With a total population of 65, the city supports an active civilian workforce of 45 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $23,440 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Clifford

Frequently Asked Questions About Renting in Clifford

What salary do I need to live in Clifford, North Dakota?

To afford a 2-bedroom in Clifford under the 30% rule, you need an annual salary of at least $23,440. The median household income in Clifford is $83,750.

Can I afford a 2-bedroom in Clifford on $83,750?

The affordability verdict for Clifford is "Affordable". The rent-to-income ratio is 8.4%, meaning median earners have a $60,310 surplus.

What is the average rent in Clifford compared to median income?

The median gross rent in Clifford is $486/month. With a median household income of $83,750, residents spend approximately 8.4% of their income on rent.

What salary do I need for a studio in Clifford?

A studio in Clifford rents for approximately $410/month. Under the 30% rule, you need an annual salary of $16,400 to afford this.

Is Clifford considered an affordable place to live?

Based on the surplus of $60,310 and an affordability verdict of "Affordable", Clifford is considered a affordable rental market when comparing the required 2-bedroom salary of $23,440 to the local median household income.

How Clifford Compares

Other cities in North Dakota with salary requirements