Affordable

What Salary Do You Need to Live in Harvey?

To afford a 2-bedroom in Harvey, you need to earn at least $28,280/year based on estimated fair market rent data. The median household income here is $43,864, which means the typical resident is $15,584 above the threshold.

Census ACS Data Pop. 1,767

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$495	$1,650	$19,800	$-24,064
1 Bedroom	$587	$1,957	$23,480	$-20,384
2 Bedroom BENCHMARK	$707	$2,357	$28,280	$-15,584
3 Bedroom	$863	$2,877	$34,520	$-9,344
4 Bedroom	$1,061	$3,537	$42,440	$-1,424

Affordability Breakdown

Where the required salary line crosses above Harvey's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$43,864

Annual household

2BR Required Salary

$28,280

Under 30% rule

Income Gap

+$15,584

Surplus

Verdict

Affordable

Ratio: 19.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Harvey

Your Annual Salary

Pre-filled with Harvey's median household income

Max monthly rent you can afford$1,097

Studio

$495/mo

1 BR

$587/mo

2 BR

$707/mo

3 BR

$863/mo

4 BR

$1,061/mo

Your salary is $0 above the median income in Harvey.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Harvey's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Harvey

Living in Harvey is well within reach for most median-income earners. With a $15,584 cushion between what residents earn and what a 2-bedroom requires, households in Harvey typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Harvey, a studio at $495/month offers an even more aggressive savings rate. Even a 3-bedroom at $863/month remains accessible for dual-income households earning above $34,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $42,420 would position you well — though many residents in Harvey manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Harvey, North Dakota.

With a total population of 1,767, the city supports an active civilian workforce of 820 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $28,280 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

820

Active civilian employees in Harvey

Frequently Asked Questions About Renting in Harvey

What salary do I need to live in Harvey, North Dakota?

To afford a 2-bedroom in Harvey under the 30% rule, you need an annual salary of at least $28,280. The median household income in Harvey is $43,864.

Can I afford a 2-bedroom in Harvey on $43,864?

The affordability verdict for Harvey is "Affordable". The rent-to-income ratio is 19.3%, meaning median earners have a $15,584 surplus.

What is the average rent in Harvey compared to median income?

The median gross rent in Harvey is $587/month. With a median household income of $43,864, residents spend approximately 19.3% of their income on rent.

What salary do I need for a studio in Harvey?

A studio in Harvey rents for approximately $495/month. Under the 30% rule, you need an annual salary of $19,800 to afford this.

Is Harvey considered an affordable place to live?

Based on the surplus of $15,584 and an affordability verdict of "Affordable", Harvey is considered a affordable rental market when comparing the required 2-bedroom salary of $28,280 to the local median household income.

How Harvey Compares

Other cities in North Dakota with salary requirements