Manageable

What Salary Do You Need to Live in Winthrop Town?

To afford a 2-bedroom in Winthrop Town, you need to earn at least $88,720/year based on estimated fair market rent data. The median household income here is $98,901, which means the typical resident is $10,181 above the threshold.

Census ACS Data Pop. 19,031

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,553	$5,177	$62,120	$-36,781
1 Bedroom	$1,841	$6,137	$73,640	$-25,261
2 Bedroom BENCHMARK	$2,218	$7,393	$88,720	$-10,181
3 Bedroom	$2,706	$9,020	$108,240	+$9,339
4 Bedroom	$3,327	$11,090	$133,080	+$34,179

Affordability Breakdown

Where the required salary line crosses above Winthrop Town's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$98,901

Annual household

2BR Required Salary

$88,720

Under 30% rule

Income Gap

+$10,181

Surplus

Verdict

Manageable

Ratio: 26.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Winthrop Town

Your Annual Salary

Pre-filled with Winthrop Town's median household income

Max monthly rent you can afford$2,473

Studio

$1,553/mo

1 BR

$1,841/mo

2 BR

$2,218/mo

3 BR

$2,706/mo

4 BR

$3,327/mo

Your salary is $0 above the median income in Winthrop Town.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Winthrop Town's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Winthrop Town

Renting in Winthrop Town, Massachusetts is doable for median earners, but tight. A 2-bedroom requires roughly $88,720/year under the 30% rule, and with a median income of $98,901, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,841/month) or studio ($1,553/month) materially improves the math. For those needing more space, a 3-bedroom in Winthrop Town pushes the required income to $108,240.

For comfortable living in Winthrop Town without financial stress, target a household income of at least $133,080 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Massachusetts's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Winthrop Town, Massachusetts.

With a total population of 19,031, the city supports an active civilian workforce of 10,678 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $88,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

10,678

Active civilian employees in Winthrop Town

Frequently Asked Questions About Renting in Winthrop Town

What salary do I need to live in Winthrop Town, Massachusetts?

To afford a 2-bedroom in Winthrop Town under the 30% rule, you need an annual salary of at least $88,720. The median household income in Winthrop Town is $98,901.

Can I afford a 2-bedroom in Winthrop Town on $98,901?

The affordability verdict for Winthrop Town is "Manageable". The rent-to-income ratio is 26.9%, meaning median earners have a $10,181 surplus.

What is the average rent in Winthrop Town compared to median income?

The median gross rent in Winthrop Town is $1,841/month. With a median household income of $98,901, residents spend approximately 26.9% of their income on rent.

What salary do I need for a studio in Winthrop Town?

A studio in Winthrop Town rents for approximately $1,553/month. Under the 30% rule, you need an annual salary of $62,120 to afford this.

Is Winthrop Town considered an affordable place to live?

Based on the surplus of $10,181 and an affordability verdict of "Manageable", Winthrop Town is considered a manageable rental market when comparing the required 2-bedroom salary of $88,720 to the local median household income.

How Winthrop Town Compares

Other cities in Massachusetts with salary requirements