Stretched

What Salary Do You Need to Live in Quincy?

To afford a 2-bedroom in Quincy, you need to earn at least $91,600/year based on estimated fair market rent data. The median household income here is $90,668, which means the typical resident is $932 below the threshold.

Census ACS Data Pop. 100,981

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,603	$5,343	$64,120	$-26,548
1 Bedroom	$1,901	$6,337	$76,040	$-14,628
2 Bedroom BENCHMARK	$2,290	$7,633	$91,600	+$932
3 Bedroom	$2,794	$9,313	$111,760	+$21,092
4 Bedroom	$3,435	$11,450	$137,400	+$46,732

Affordability Breakdown

Where the required salary line crosses above Quincy's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$90,668

Annual household

2BR Required Salary

$91,600

Under 30% rule

Income Gap

-$932

Deficit

Verdict

Stretched

Ratio: 30.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Quincy

Your Annual Salary

Pre-filled with Quincy's median household income

Max monthly rent you can afford$2,267

Studio

$1,603/mo

1 BR

$1,901/mo

2 BR

$2,290/mo

3 BR

$2,794/mo

4 BR

$3,435/mo

Your salary is $0 above the median income in Quincy.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Quincy's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Quincy

Renting in Quincy is stretched but not impossible. The gap is a relatively narrow $932, suggesting that households slightly above median can find workable arrangements — especially with studios at $1,603/month.

If you're relocating to Quincy, target the studio or 1-bedroom tier ($1,603–$1,901/month) unless your income exceeds $91,600. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $1,145/month.

The break-even salary for comfortable living in Quincy is approximately $137,400. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Quincy, Massachusetts.

With a total population of 100,981, the city supports an active civilian workforce of 57,575 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $91,600 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

57,575

Active civilian employees in Quincy

Frequently Asked Questions About Renting in Quincy

What salary do I need to live in Quincy, Massachusetts?

To afford a 2-bedroom in Quincy under the 30% rule, you need an annual salary of at least $91,600. The median household income in Quincy is $90,668.

Can I afford a 2-bedroom in Quincy on $90,668?

The affordability verdict for Quincy is "Stretched". The rent-to-income ratio is 30.3%, meaning there's a $932 income gap.

What is the average rent in Quincy compared to median income?

The median gross rent in Quincy is $1,901/month. With a median household income of $90,668, residents spend approximately 30.3% of their income on rent.

What salary do I need for a studio in Quincy?

A studio in Quincy rents for approximately $1,603/month. Under the 30% rule, you need an annual salary of $64,120 to afford this.

Is Quincy considered an affordable place to live?

Based on the deficit of $932 and an affordability verdict of "Stretched", Quincy is considered a stretched rental market when comparing the required 2-bedroom salary of $91,600 to the local median household income.

How Quincy Compares

Other cities in Massachusetts with salary requirements