Manageable

What Salary Do You Need to Live in Barnstable Town?

To afford a 2-bedroom in Barnstable Town, you need to earn at least $82,440/year based on estimated fair market rent data. The median household income here is $94,387, which means the typical resident is $11,947 above the threshold.

Census ACS Data Pop. 48,922

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,443	$4,810	$57,720	$-36,667
1 Bedroom	$1,711	$5,703	$68,440	$-25,947
2 Bedroom BENCHMARK	$2,061	$6,870	$82,440	$-11,947
3 Bedroom	$2,514	$8,380	$100,560	+$6,173
4 Bedroom	$3,092	$10,307	$123,680	+$29,293

Affordability Breakdown

Where the required salary line crosses above Barnstable Town's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$94,387

Annual household

2BR Required Salary

$82,440

Under 30% rule

Income Gap

+$11,947

Surplus

Verdict

Manageable

Ratio: 26.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Barnstable Town

Your Annual Salary

Pre-filled with Barnstable Town's median household income

Max monthly rent you can afford$2,360

Studio

$1,443/mo

1 BR

$1,711/mo

2 BR

$2,061/mo

3 BR

$2,514/mo

4 BR

$3,092/mo

Your salary is $0 above the median income in Barnstable Town.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Barnstable Town's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Barnstable Town

Renting in Barnstable Town, Massachusetts is doable for median earners, but tight. A 2-bedroom requires roughly $82,440/year under the 30% rule, and with a median income of $94,387, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,711/month) or studio ($1,443/month) materially improves the math. For those needing more space, a 3-bedroom in Barnstable Town pushes the required income to $100,560.

For comfortable living in Barnstable Town without financial stress, target a household income of at least $123,660 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Massachusetts's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Barnstable Town, Massachusetts.

With a total population of 48,922, the city supports an active civilian workforce of 27,164 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $82,440 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

27,164

Active civilian employees in Barnstable Town

Frequently Asked Questions About Renting in Barnstable Town

What salary do I need to live in Barnstable Town, Massachusetts?

To afford a 2-bedroom in Barnstable Town under the 30% rule, you need an annual salary of at least $82,440. The median household income in Barnstable Town is $94,387.

Can I afford a 2-bedroom in Barnstable Town on $94,387?

The affordability verdict for Barnstable Town is "Manageable". The rent-to-income ratio is 26.2%, meaning median earners have a $11,947 surplus.

What is the average rent in Barnstable Town compared to median income?

The median gross rent in Barnstable Town is $1,711/month. With a median household income of $94,387, residents spend approximately 26.2% of their income on rent.

What salary do I need for a studio in Barnstable Town?

A studio in Barnstable Town rents for approximately $1,443/month. Under the 30% rule, you need an annual salary of $57,720 to afford this.

Is Barnstable Town considered an affordable place to live?

Based on the surplus of $11,947 and an affordability verdict of "Manageable", Barnstable Town is considered a manageable rental market when comparing the required 2-bedroom salary of $82,440 to the local median household income.

How Barnstable Town Compares

Other cities in Massachusetts with salary requirements