Affordable

What Salary Do You Need to Live in Upton?

To afford a 2-bedroom in Upton, you need to earn at least $53,800/year based on estimated fair market rent data. The median household income here is $104,913, which means the typical resident is $51,113 above the threshold.

Census ACS Data Pop. 2,596

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$941	$3,137	$37,640	$-67,273
1 Bedroom	$1,116	$3,720	$44,640	$-60,273
2 Bedroom BENCHMARK	$1,345	$4,483	$53,800	$-51,113
3 Bedroom	$1,641	$5,470	$65,640	$-39,273
4 Bedroom	$2,018	$6,727	$80,720	$-24,193

Affordability Breakdown

Where the required salary line crosses above Upton's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$104,913

Annual household

2BR Required Salary

$53,800

Under 30% rule

Income Gap

+$51,113

Surplus

Verdict

Affordable

Ratio: 15.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Upton

Your Annual Salary

Pre-filled with Upton's median household income

Max monthly rent you can afford$2,623

Studio

$941/mo

1 BR

$1,116/mo

2 BR

$1,345/mo

3 BR

$1,641/mo

4 BR

$2,018/mo

Your salary is $0 above the median income in Upton.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Upton's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Upton

Upton, Massachusetts stands out as one of the more financially accessible housing markets in the state. The median household income of $104,913 significantly exceeds the $53,800 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $51,113 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Upton, a studio at $941/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,641/month remains accessible for dual-income households earning above $65,640.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $80,700 would position you well — though many residents in Upton manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Upton, Massachusetts.

With a total population of 2,596, the city supports an active civilian workforce of 1,440 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $53,800 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,440

Active civilian employees in Upton

Frequently Asked Questions About Renting in Upton

What salary do I need to live in Upton, Massachusetts?

To afford a 2-bedroom in Upton under the 30% rule, you need an annual salary of at least $53,800. The median household income in Upton is $104,913.

Can I afford a 2-bedroom in Upton on $104,913?

The affordability verdict for Upton is "Affordable". The rent-to-income ratio is 15.4%, meaning median earners have a $51,113 surplus.

What is the average rent in Upton compared to median income?

The median gross rent in Upton is $1,116/month. With a median household income of $104,913, residents spend approximately 15.4% of their income on rent.

What salary do I need for a studio in Upton?

A studio in Upton rents for approximately $941/month. Under the 30% rule, you need an annual salary of $37,640 to afford this.

Is Upton considered an affordable place to live?

Based on the surplus of $51,113 and an affordability verdict of "Affordable", Upton is considered a affordable rental market when comparing the required 2-bedroom salary of $53,800 to the local median household income.

How Upton Compares

Other cities in Massachusetts with salary requirements