Affordable

What Salary Do You Need to Live in Onaga?

To afford a 2-bedroom in Onaga, you need to earn at least $37,160/year based on estimated fair market rent data. The median household income here is $47,500, which means the typical resident is $10,340 above the threshold.

Census ACS Data Pop. 618

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$650	$2,167	$26,000	$-21,500
1 Bedroom	$771	$2,570	$30,840	$-16,660
2 Bedroom BENCHMARK	$929	$3,097	$37,160	$-10,340
3 Bedroom	$1,133	$3,777	$45,320	$-2,180
4 Bedroom	$1,394	$4,647	$55,760	+$8,260

Affordability Breakdown

Where the required salary line crosses above Onaga's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$47,500

Annual household

2BR Required Salary

$37,160

Under 30% rule

Income Gap

+$10,340

Surplus

Verdict

Affordable

Ratio: 23.5%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Onaga

Your Annual Salary

Pre-filled with Onaga's median household income

Max monthly rent you can afford$1,188

Studio

$650/mo

1 BR

$771/mo

2 BR

$929/mo

3 BR

$1,133/mo

4 BR

$1,394/mo

Your salary is $0 above the median income in Onaga.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Onaga's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Onaga

Living in Onaga is well within reach for most median-income earners. With a $10,340 cushion between what residents earn and what a 2-bedroom requires, households in Onaga typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Onaga, a studio at $650/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,133/month remains accessible for dual-income households earning above $45,320.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $55,740 would position you well — though many residents in Onaga manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Onaga, Kansas.

With a total population of 618, the city supports an active civilian workforce of 221 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $37,160 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

221

Active civilian employees in Onaga

Frequently Asked Questions About Renting in Onaga

What salary do I need to live in Onaga, Kansas?

To afford a 2-bedroom in Onaga under the 30% rule, you need an annual salary of at least $37,160. The median household income in Onaga is $47,500.

Can I afford a 2-bedroom in Onaga on $47,500?

The affordability verdict for Onaga is "Affordable". The rent-to-income ratio is 23.5%, meaning median earners have a $10,340 surplus.

What is the average rent in Onaga compared to median income?

The median gross rent in Onaga is $771/month. With a median household income of $47,500, residents spend approximately 23.5% of their income on rent.

What salary do I need for a studio in Onaga?

A studio in Onaga rents for approximately $650/month. Under the 30% rule, you need an annual salary of $26,000 to afford this.

Is Onaga considered an affordable place to live?

Based on the surplus of $10,340 and an affordability verdict of "Affordable", Onaga is considered a affordable rental market when comparing the required 2-bedroom salary of $37,160 to the local median household income.

How Onaga Compares

Other cities in Kansas with salary requirements