Manageable

What Salary Do You Need to Live in St. Francis?

To afford a 2-bedroom in St. Francis, you need to earn at least $32,240/year based on estimated fair market rent data. The median household income here is $37,143, which means the typical resident is $4,903 above the threshold.

Census ACS Data Pop. 1,230

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$564	$1,880	$22,560	$-14,583
1 Bedroom	$669	$2,230	$26,760	$-10,383
2 Bedroom BENCHMARK	$806	$2,687	$32,240	$-4,903
3 Bedroom	$983	$3,277	$39,320	+$2,177
4 Bedroom	$1,209	$4,030	$48,360	+$11,217

Affordability Breakdown

Where the required salary line crosses above St. Francis's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$37,143

Annual household

2BR Required Salary

$32,240

Under 30% rule

Income Gap

+$4,903

Surplus

Verdict

Manageable

Ratio: 26.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in St. Francis

Your Annual Salary

Pre-filled with St. Francis's median household income

Max monthly rent you can afford$929

Studio

$564/mo

1 BR

$669/mo

2 BR

$806/mo

3 BR

$983/mo

4 BR

$1,209/mo

Your salary is $0 above the median income in St. Francis.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for St. Francis's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to St. Francis

St. Francis is borderline manageable — the difference between required salary and median income is just $4,903. This means most households can technically afford a 2-bedroom, but have very little breathing room for savings or emergencies.

Downsizing to a 1-bedroom ($669/month) or studio ($564/month) materially improves the math. For those needing more space, a 3-bedroom in St. Francis pushes the required income to $39,320.

For comfortable living in St. Francis without financial stress, target a household income of at least $48,360 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Kansas's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in St. Francis, Kansas.

With a total population of 1,230, the city supports an active civilian workforce of 534 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $32,240 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

534

Active civilian employees in St. Francis

Frequently Asked Questions About Renting in St. Francis

What salary do I need to live in St. Francis, Kansas?

To afford a 2-bedroom in St. Francis under the 30% rule, you need an annual salary of at least $32,240. The median household income in St. Francis is $37,143.

Can I afford a 2-bedroom in St. Francis on $37,143?

The affordability verdict for St. Francis is "Manageable". The rent-to-income ratio is 26.0%, meaning median earners have a $4,903 surplus.

What is the average rent in St. Francis compared to median income?

The median gross rent in St. Francis is $669/month. With a median household income of $37,143, residents spend approximately 26.0% of their income on rent.

What salary do I need for a studio in St. Francis?

A studio in St. Francis rents for approximately $564/month. Under the 30% rule, you need an annual salary of $22,560 to afford this.

Is St. Francis considered an affordable place to live?

Based on the surplus of $4,903 and an affordability verdict of "Manageable", St. Francis is considered a manageable rental market when comparing the required 2-bedroom salary of $32,240 to the local median household income.

How St. Francis Compares

Other cities in Kansas with salary requirements