Affordable

What Salary Do You Need to Live in Osborne?

To afford a 2-bedroom in Osborne, you need to earn at least $28,920/year based on estimated fair market rent data. The median household income here is $46,422, which means the typical resident is $17,502 above the threshold.

Census ACS Data Pop. 1,512

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$506	$1,687	$20,240	$-26,182
1 Bedroom	$600	$2,000	$24,000	$-22,422
2 Bedroom BENCHMARK	$723	$2,410	$28,920	$-17,502
3 Bedroom	$882	$2,940	$35,280	$-11,142
4 Bedroom	$1,085	$3,617	$43,400	$-3,022

Affordability Breakdown

Where the required salary line crosses above Osborne's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$46,422

Annual household

2BR Required Salary

$28,920

Under 30% rule

Income Gap

+$17,502

Surplus

Verdict

Affordable

Ratio: 18.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Osborne

Your Annual Salary

Pre-filled with Osborne's median household income

Max monthly rent you can afford$1,161

Studio

$506/mo

1 BR

$600/mo

2 BR

$723/mo

3 BR

$882/mo

4 BR

$1,085/mo

Your salary is $0 above the median income in Osborne.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Osborne's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Osborne

Living in Osborne is well within reach for most median-income earners. With a $17,502 cushion between what residents earn and what a 2-bedroom requires, households in Osborne typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Osborne, a studio at $506/month offers an even more aggressive savings rate. Even a 3-bedroom at $882/month remains accessible for dual-income households earning above $35,280.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $43,380 would position you well — though many residents in Osborne manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Osborne, Kansas.

With a total population of 1,512, the city supports an active civilian workforce of 830 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $28,920 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

830

Active civilian employees in Osborne

Frequently Asked Questions About Renting in Osborne

What salary do I need to live in Osborne, Kansas?

To afford a 2-bedroom in Osborne under the 30% rule, you need an annual salary of at least $28,920. The median household income in Osborne is $46,422.

Can I afford a 2-bedroom in Osborne on $46,422?

The affordability verdict for Osborne is "Affordable". The rent-to-income ratio is 18.7%, meaning median earners have a $17,502 surplus.

What is the average rent in Osborne compared to median income?

The median gross rent in Osborne is $600/month. With a median household income of $46,422, residents spend approximately 18.7% of their income on rent.

What salary do I need for a studio in Osborne?

A studio in Osborne rents for approximately $506/month. Under the 30% rule, you need an annual salary of $20,240 to afford this.

Is Osborne considered an affordable place to live?

Based on the surplus of $17,502 and an affordability verdict of "Affordable", Osborne is considered a affordable rental market when comparing the required 2-bedroom salary of $28,920 to the local median household income.

How Osborne Compares

Other cities in Kansas with salary requirements