Affordable

What Salary Do You Need to Live in Toms Brook?

To afford a 2-bedroom in Toms Brook, you need to earn at least $37,120/year based on estimated fair market rent data. The median household income here is $80,893, which means the typical resident is $43,773 above the threshold.

Census ACS Data Pop. 363

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$650	$2,167	$26,000	$-54,893
1 Bedroom	$770	$2,567	$30,800	$-50,093
2 Bedroom BENCHMARK	$928	$3,093	$37,120	$-43,773
3 Bedroom	$1,132	$3,773	$45,280	$-35,613
4 Bedroom	$1,392	$4,640	$55,680	$-25,213

Affordability Breakdown

Where the required salary line crosses above Toms Brook's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$80,893

Annual household

2BR Required Salary

$37,120

Under 30% rule

Income Gap

+$43,773

Surplus

Verdict

Affordable

Ratio: 13.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Toms Brook

Your Annual Salary

Pre-filled with Toms Brook's median household income

Max monthly rent you can afford$2,022

Studio

$650/mo

1 BR

$770/mo

2 BR

$928/mo

3 BR

$1,132/mo

4 BR

$1,392/mo

Your salary is $0 above the median income in Toms Brook.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Toms Brook's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Toms Brook

Toms Brook, Virginia stands out as one of the more financially accessible housing markets in the state. The median household income of $80,893 significantly exceeds the $37,120 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $43,773 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Toms Brook, a studio at $650/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,132/month remains accessible for dual-income households earning above $45,280.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $55,680 would position you well — though many residents in Toms Brook manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Toms Brook, Virginia.

With a total population of 363, the city supports an active civilian workforce of 198 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $37,120 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

198

Active civilian employees in Toms Brook

Frequently Asked Questions About Renting in Toms Brook

What salary do I need to live in Toms Brook, Virginia?

To afford a 2-bedroom in Toms Brook under the 30% rule, you need an annual salary of at least $37,120. The median household income in Toms Brook is $80,893.

Can I afford a 2-bedroom in Toms Brook on $80,893?

The affordability verdict for Toms Brook is "Affordable". The rent-to-income ratio is 13.8%, meaning median earners have a $43,773 surplus.

What is the average rent in Toms Brook compared to median income?

The median gross rent in Toms Brook is $770/month. With a median household income of $80,893, residents spend approximately 13.8% of their income on rent.

What salary do I need for a studio in Toms Brook?

A studio in Toms Brook rents for approximately $650/month. Under the 30% rule, you need an annual salary of $26,000 to afford this.

Is Toms Brook considered an affordable place to live?

Based on the surplus of $43,773 and an affordability verdict of "Affordable", Toms Brook is considered a affordable rental market when comparing the required 2-bedroom salary of $37,120 to the local median household income.

How Toms Brook Compares

Other cities in Virginia with salary requirements