Manageable

What Salary Do You Need to Live in Onley?

To afford a 2-bedroom in Onley, you need to earn at least $44,960/year based on estimated fair market rent data. The median household income here is $46,859, which means the typical resident is $1,899 above the threshold.

Census ACS Data Pop. 656

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$787	$2,623	$31,480	$-15,379
1 Bedroom	$933	$3,110	$37,320	$-9,539
2 Bedroom BENCHMARK	$1,124	$3,747	$44,960	$-1,899
3 Bedroom	$1,371	$4,570	$54,840	+$7,981
4 Bedroom	$1,686	$5,620	$67,440	+$20,581

Affordability Breakdown

Where the required salary line crosses above Onley's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$46,859

Annual household

2BR Required Salary

$44,960

Under 30% rule

Income Gap

+$1,899

Surplus

Verdict

Manageable

Ratio: 28.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Onley

Your Annual Salary

Pre-filled with Onley's median household income

Max monthly rent you can afford$1,171

Studio

$787/mo

1 BR

$933/mo

2 BR

$1,124/mo

3 BR

$1,371/mo

4 BR

$1,686/mo

Your salary is $0 above the median income in Onley.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Onley's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Onley

Onley is borderline manageable — the difference between required salary and median income is just $1,899. This means most households can technically afford a 2-bedroom, but have very little breathing room for savings or emergencies.

Downsizing to a 1-bedroom ($933/month) or studio ($787/month) materially improves the math. For those needing more space, a 3-bedroom in Onley pushes the required income to $54,840.

For comfortable living in Onley without financial stress, target a household income of at least $67,440 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Virginia's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Onley, Virginia.

With a total population of 656, the city supports an active civilian workforce of 344 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $44,960 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

344

Active civilian employees in Onley

Frequently Asked Questions About Renting in Onley

What salary do I need to live in Onley, Virginia?

To afford a 2-bedroom in Onley under the 30% rule, you need an annual salary of at least $44,960. The median household income in Onley is $46,859.

Can I afford a 2-bedroom in Onley on $46,859?

The affordability verdict for Onley is "Manageable". The rent-to-income ratio is 28.8%, meaning median earners have a $1,899 surplus.

What is the average rent in Onley compared to median income?

The median gross rent in Onley is $933/month. With a median household income of $46,859, residents spend approximately 28.8% of their income on rent.

What salary do I need for a studio in Onley?

A studio in Onley rents for approximately $787/month. Under the 30% rule, you need an annual salary of $31,480 to afford this.

Is Onley considered an affordable place to live?

Based on the surplus of $1,899 and an affordability verdict of "Manageable", Onley is considered a manageable rental market when comparing the required 2-bedroom salary of $44,960 to the local median household income.

How Onley Compares

Other cities in Virginia with salary requirements