Unaffordable

What Salary Do You Need to Live in Decherd?

To afford a 2-bedroom in Decherd, you need to earn at least $39,680/year based on estimated fair market rent data. The median household income here is $28,438, which means the typical resident is $11,242 below the threshold.

Census ACS Data Pop. 2,667

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$694	$2,313	$27,760	$-678
1 Bedroom	$823	$2,743	$32,920	+$4,482
2 Bedroom BENCHMARK	$992	$3,307	$39,680	+$11,242
3 Bedroom	$1,210	$4,033	$48,400	+$19,962
4 Bedroom	$1,488	$4,960	$59,520	+$31,082

Affordability Breakdown

Where the required salary line crosses above Decherd's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$28,438

Annual household

2BR Required Salary

$39,680

Under 30% rule

Income Gap

-$11,242

Deficit

Verdict

Unaffordable

Ratio: 41.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Decherd

Your Annual Salary

Pre-filled with Decherd's median household income

Max monthly rent you can afford$711

Studio

$694/mo

1 BR

$823/mo

2 BR

$992/mo

3 BR

$1,210/mo

4 BR

$1,488/mo

Your salary is $0 above the median income in Decherd.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Decherd's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Decherd

Renting in Decherd is unaffordable for most median earners. The $11,242 income gap means a 2-bedroom at $992/month requires significant above-median earnings or a dual-income household to be sustainable.

For those committed to Decherd, the realistic options are: (1) target a studio at $694/month, which requires $27,760/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$496/month; or (3) negotiate remote work and live in a more affordable Tennessee city.

To live comfortably in Decherd without financial strain, you realistically need a household income of $59,520 or higher. This isn't just about rent — it accounts for Tennessee's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Decherd, Tennessee.

With a total population of 2,667, the city supports an active civilian workforce of 1,155 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $39,680 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,155

Active civilian employees in Decherd

Frequently Asked Questions About Renting in Decherd

What salary do I need to live in Decherd, Tennessee?

To afford a 2-bedroom in Decherd under the 30% rule, you need an annual salary of at least $39,680. The median household income in Decherd is $28,438.

Can I afford a 2-bedroom in Decherd on $28,438?

The affordability verdict for Decherd is "Unaffordable". The rent-to-income ratio is 41.9%, meaning there's a $11,242 income gap.

What is the average rent in Decherd compared to median income?

The median gross rent in Decherd is $823/month. With a median household income of $28,438, residents spend approximately 41.9% of their income on rent.

What salary do I need for a studio in Decherd?

A studio in Decherd rents for approximately $694/month. Under the 30% rule, you need an annual salary of $27,760 to afford this.

Is Decherd considered an affordable place to live?

Based on the deficit of $11,242 and an affordability verdict of "Unaffordable", Decherd is considered a unaffordable rental market when comparing the required 2-bedroom salary of $39,680 to the local median household income.

How Decherd Compares

Other cities in Tennessee with salary requirements