Affordable

What Salary Do You Need to Live in Philipsburg?

To afford a 2-bedroom in Philipsburg, you need to earn at least $29,360/year based on estimated fair market rent data. The median household income here is $45,530, which means the typical resident is $16,170 above the threshold.

Census ACS Data Pop. 2,782

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$514	$1,713	$20,560	$-24,970
1 Bedroom	$609	$2,030	$24,360	$-21,170
2 Bedroom BENCHMARK	$734	$2,447	$29,360	$-16,170
3 Bedroom	$895	$2,983	$35,800	$-9,730
4 Bedroom	$1,101	$3,670	$44,040	$-1,490

Affordability Breakdown

Where the required salary line crosses above Philipsburg's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$45,530

Annual household

2BR Required Salary

$29,360

Under 30% rule

Income Gap

+$16,170

Surplus

Verdict

Affordable

Ratio: 19.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Philipsburg

Your Annual Salary

Pre-filled with Philipsburg's median household income

Max monthly rent you can afford$1,138

Studio

$514/mo

1 BR

$609/mo

2 BR

$734/mo

3 BR

$895/mo

4 BR

$1,101/mo

Your salary is $0 above the median income in Philipsburg.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Philipsburg's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Philipsburg

Living in Philipsburg is well within reach for most median-income earners. With a $16,170 cushion between what residents earn and what a 2-bedroom requires, households in Philipsburg typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Philipsburg, a studio at $514/month offers an even more aggressive savings rate. Even a 3-bedroom at $895/month remains accessible for dual-income households earning above $35,800.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $44,040 would position you well — though many residents in Philipsburg manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Philipsburg, Pennsylvania.

With a total population of 2,782, the city supports an active civilian workforce of 1,449 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $29,360 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,449

Active civilian employees in Philipsburg

Frequently Asked Questions About Renting in Philipsburg

What salary do I need to live in Philipsburg, Pennsylvania?

To afford a 2-bedroom in Philipsburg under the 30% rule, you need an annual salary of at least $29,360. The median household income in Philipsburg is $45,530.

Can I afford a 2-bedroom in Philipsburg on $45,530?

The affordability verdict for Philipsburg is "Affordable". The rent-to-income ratio is 19.3%, meaning median earners have a $16,170 surplus.

What is the average rent in Philipsburg compared to median income?

The median gross rent in Philipsburg is $609/month. With a median household income of $45,530, residents spend approximately 19.3% of their income on rent.

What salary do I need for a studio in Philipsburg?

A studio in Philipsburg rents for approximately $514/month. Under the 30% rule, you need an annual salary of $20,560 to afford this.

Is Philipsburg considered an affordable place to live?

Based on the surplus of $16,170 and an affordability verdict of "Affordable", Philipsburg is considered a affordable rental market when comparing the required 2-bedroom salary of $29,360 to the local median household income.

How Philipsburg Compares

Other cities in Pennsylvania with salary requirements