Affordable

What Salary Do You Need to Live in Hummels Wharf?

To afford a 2-bedroom in Hummels Wharf, you need to earn at least $38,600/year based on estimated fair market rent data. The median household income here is $63,953, which means the typical resident is $25,353 above the threshold.

Census ACS Data Pop. 654

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$676	$2,253	$27,040	$-36,913
1 Bedroom	$801	$2,670	$32,040	$-31,913
2 Bedroom BENCHMARK	$965	$3,217	$38,600	$-25,353
3 Bedroom	$1,177	$3,923	$47,080	$-16,873
4 Bedroom	$1,448	$4,827	$57,920	$-6,033

Affordability Breakdown

Where the required salary line crosses above Hummels Wharf's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$63,953

Annual household

2BR Required Salary

$38,600

Under 30% rule

Income Gap

+$25,353

Surplus

Verdict

Affordable

Ratio: 18.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hummels Wharf

Your Annual Salary

Pre-filled with Hummels Wharf's median household income

Max monthly rent you can afford$1,599

Studio

$676/mo

1 BR

$801/mo

2 BR

$965/mo

3 BR

$1,177/mo

4 BR

$1,448/mo

Your salary is $0 above the median income in Hummels Wharf.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hummels Wharf's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hummels Wharf

Hummels Wharf, Pennsylvania stands out as one of the more financially accessible housing markets in the state. The median household income of $63,953 significantly exceeds the $38,600 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $25,353 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Hummels Wharf, a studio at $676/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,177/month remains accessible for dual-income households earning above $47,080.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $57,900 would position you well — though many residents in Hummels Wharf manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hummels Wharf, Pennsylvania.

With a total population of 654, the city supports an active civilian workforce of 353 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $38,600 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

353

Active civilian employees in Hummels Wharf

Frequently Asked Questions About Renting in Hummels Wharf

What salary do I need to live in Hummels Wharf, Pennsylvania?

To afford a 2-bedroom in Hummels Wharf under the 30% rule, you need an annual salary of at least $38,600. The median household income in Hummels Wharf is $63,953.

Can I afford a 2-bedroom in Hummels Wharf on $63,953?

The affordability verdict for Hummels Wharf is "Affordable". The rent-to-income ratio is 18.1%, meaning median earners have a $25,353 surplus.

What is the average rent in Hummels Wharf compared to median income?

The median gross rent in Hummels Wharf is $801/month. With a median household income of $63,953, residents spend approximately 18.1% of their income on rent.

What salary do I need for a studio in Hummels Wharf?

A studio in Hummels Wharf rents for approximately $676/month. Under the 30% rule, you need an annual salary of $27,040 to afford this.

Is Hummels Wharf considered an affordable place to live?

Based on the surplus of $25,353 and an affordability verdict of "Affordable", Hummels Wharf is considered a affordable rental market when comparing the required 2-bedroom salary of $38,600 to the local median household income.

How Hummels Wharf Compares

Other cities in Pennsylvania with salary requirements