Affordable

What Salary Do You Need to Live in Montoursville?

To afford a 2-bedroom in Montoursville, you need to earn at least $41,400/year based on estimated fair market rent data. The median household income here is $63,899, which means the typical resident is $22,499 above the threshold.

Census ACS Data Pop. 4,724

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$725	$2,417	$29,000	$-34,899
1 Bedroom	$859	$2,863	$34,360	$-29,539
2 Bedroom BENCHMARK	$1,035	$3,450	$41,400	$-22,499
3 Bedroom	$1,263	$4,210	$50,520	$-13,379
4 Bedroom	$1,553	$5,177	$62,120	$-1,779

Affordability Breakdown

Where the required salary line crosses above Montoursville's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$63,899

Annual household

2BR Required Salary

$41,400

Under 30% rule

Income Gap

+$22,499

Surplus

Verdict

Affordable

Ratio: 19.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Montoursville

Your Annual Salary

Pre-filled with Montoursville's median household income

Max monthly rent you can afford$1,597

Studio

$725/mo

1 BR

$859/mo

2 BR

$1,035/mo

3 BR

$1,263/mo

4 BR

$1,553/mo

Your salary is $0 above the median income in Montoursville.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Montoursville's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Montoursville

Montoursville, Pennsylvania stands out as one of the more financially accessible housing markets in the state. The median household income of $63,899 significantly exceeds the $41,400 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $22,499 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Montoursville, a studio at $725/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,263/month remains accessible for dual-income households earning above $50,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $62,100 would position you well — though many residents in Montoursville manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Montoursville, Pennsylvania.

With a total population of 4,724, the city supports an active civilian workforce of 2,255 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $41,400 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,255

Active civilian employees in Montoursville

Frequently Asked Questions About Renting in Montoursville

What salary do I need to live in Montoursville, Pennsylvania?

To afford a 2-bedroom in Montoursville under the 30% rule, you need an annual salary of at least $41,400. The median household income in Montoursville is $63,899.

Can I afford a 2-bedroom in Montoursville on $63,899?

The affordability verdict for Montoursville is "Affordable". The rent-to-income ratio is 19.4%, meaning median earners have a $22,499 surplus.

What is the average rent in Montoursville compared to median income?

The median gross rent in Montoursville is $859/month. With a median household income of $63,899, residents spend approximately 19.4% of their income on rent.

What salary do I need for a studio in Montoursville?

A studio in Montoursville rents for approximately $725/month. Under the 30% rule, you need an annual salary of $29,000 to afford this.

Is Montoursville considered an affordable place to live?

Based on the surplus of $22,499 and an affordability verdict of "Affordable", Montoursville is considered a affordable rental market when comparing the required 2-bedroom salary of $41,400 to the local median household income.

How Montoursville Compares

Other cities in Pennsylvania with salary requirements