Affordable

What Salary Do You Need to Live in Hadley?

To afford a 2-bedroom in Hadley, you need to earn at least $41,320/year based on estimated fair market rent data. The median household income here is $57,880, which means the typical resident is $16,560 above the threshold.

Census ACS Data Pop. 1,072

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$723	$2,410	$28,920	$-28,960
1 Bedroom	$857	$2,857	$34,280	$-23,600
2 Bedroom BENCHMARK	$1,033	$3,443	$41,320	$-16,560
3 Bedroom	$1,260	$4,200	$50,400	$-7,480
4 Bedroom	$1,550	$5,167	$62,000	+$4,120

Affordability Breakdown

Where the required salary line crosses above Hadley's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$57,880

Annual household

2BR Required Salary

$41,320

Under 30% rule

Income Gap

+$16,560

Surplus

Verdict

Affordable

Ratio: 21.4%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hadley

Your Annual Salary

Pre-filled with Hadley's median household income

Max monthly rent you can afford$1,447

Studio

$723/mo

1 BR

$857/mo

2 BR

$1,033/mo

3 BR

$1,260/mo

4 BR

$1,550/mo

Your salary is $0 above the median income in Hadley.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hadley's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hadley

Living in Hadley is well within reach for most median-income earners. With a $16,560 cushion between what residents earn and what a 2-bedroom requires, households in Hadley typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Hadley, a studio at $723/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,260/month remains accessible for dual-income households earning above $50,400.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $61,980 would position you well — though many residents in Hadley manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hadley, New York.

With a total population of 1,072, the city supports an active civilian workforce of 504 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $41,320 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

504

Active civilian employees in Hadley

Frequently Asked Questions About Renting in Hadley

What salary do I need to live in Hadley, New York?

To afford a 2-bedroom in Hadley under the 30% rule, you need an annual salary of at least $41,320. The median household income in Hadley is $57,880.

Can I afford a 2-bedroom in Hadley on $57,880?

The affordability verdict for Hadley is "Affordable". The rent-to-income ratio is 21.4%, meaning median earners have a $16,560 surplus.

What is the average rent in Hadley compared to median income?

The median gross rent in Hadley is $857/month. With a median household income of $57,880, residents spend approximately 21.4% of their income on rent.

What salary do I need for a studio in Hadley?

A studio in Hadley rents for approximately $723/month. Under the 30% rule, you need an annual salary of $28,920 to afford this.

Is Hadley considered an affordable place to live?

Based on the surplus of $16,560 and an affordability verdict of "Affordable", Hadley is considered a affordable rental market when comparing the required 2-bedroom salary of $41,320 to the local median household income.

How Hadley Compares

Other cities in New York with salary requirements