Affordable

What Salary Do You Need to Live in Fire Island?

To afford a 2-bedroom in Fire Island, you need to earn at least $76,280/year based on estimated fair market rent data. The median household income here is $108,750, which means the typical resident is $32,470 above the threshold.

Census ACS Data Pop. 298

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,335	$4,450	$53,400	$-55,350
1 Bedroom	$1,583	$5,277	$63,320	$-45,430
2 Bedroom BENCHMARK	$1,907	$6,357	$76,280	$-32,470
3 Bedroom	$2,327	$7,757	$93,080	$-15,670
4 Bedroom	$2,861	$9,537	$114,440	+$5,690

Affordability Breakdown

Where the required salary line crosses above Fire Island's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$108,750

Annual household

2BR Required Salary

$76,280

Under 30% rule

Income Gap

+$32,470

Surplus

Verdict

Affordable

Ratio: 21.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Fire Island

Your Annual Salary

Pre-filled with Fire Island's median household income

Max monthly rent you can afford$2,719

Studio

$1,335/mo

1 BR

$1,583/mo

2 BR

$1,907/mo

3 BR

$2,327/mo

4 BR

$2,861/mo

Your salary is $0 above the median income in Fire Island.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Fire Island's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Fire Island

Fire Island, New York stands out as one of the more financially accessible housing markets in the state. The median household income of $108,750 significantly exceeds the $76,280 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $32,470 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Fire Island, a studio at $1,335/month offers an even more aggressive savings rate. Even a 3-bedroom at $2,327/month remains accessible for dual-income households earning above $93,080.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $114,420 would position you well — though many residents in Fire Island manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Fire Island, New York.

With a total population of 298, the city supports an active civilian workforce of 163 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $76,280 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

163

Active civilian employees in Fire Island

Frequently Asked Questions About Renting in Fire Island

What salary do I need to live in Fire Island, New York?

To afford a 2-bedroom in Fire Island under the 30% rule, you need an annual salary of at least $76,280. The median household income in Fire Island is $108,750.

Can I afford a 2-bedroom in Fire Island on $108,750?

The affordability verdict for Fire Island is "Affordable". The rent-to-income ratio is 21.0%, meaning median earners have a $32,470 surplus.

What is the average rent in Fire Island compared to median income?

The median gross rent in Fire Island is $1,583/month. With a median household income of $108,750, residents spend approximately 21.0% of their income on rent.

What salary do I need for a studio in Fire Island?

A studio in Fire Island rents for approximately $1,335/month. Under the 30% rule, you need an annual salary of $53,400 to afford this.

Is Fire Island considered an affordable place to live?

Based on the surplus of $32,470 and an affordability verdict of "Affordable", Fire Island is considered a affordable rental market when comparing the required 2-bedroom salary of $76,280 to the local median household income.

How Fire Island Compares

Other cities in New York with salary requirements