Affordable

What Salary Do You Need to Live in Stony Point?

To afford a 2-bedroom in Stony Point, you need to earn at least $74,200/year based on estimated fair market rent data. The median household income here is $124,881, which means the typical resident is $50,681 above the threshold.

Census ACS Data Pop. 12,533

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,299	$4,330	$51,960	$-72,921
1 Bedroom	$1,540	$5,133	$61,600	$-63,281
2 Bedroom BENCHMARK	$1,855	$6,183	$74,200	$-50,681
3 Bedroom	$2,263	$7,543	$90,520	$-34,361
4 Bedroom	$2,783	$9,277	$111,320	$-13,561

Affordability Breakdown

Where the required salary line crosses above Stony Point's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$124,881

Annual household

2BR Required Salary

$74,200

Under 30% rule

Income Gap

+$50,681

Surplus

Verdict

Affordable

Ratio: 17.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Stony Point

Your Annual Salary

Pre-filled with Stony Point's median household income

Max monthly rent you can afford$3,122

Studio

$1,299/mo

1 BR

$1,540/mo

2 BR

$1,855/mo

3 BR

$2,263/mo

4 BR

$2,783/mo

Your salary is $0 above the median income in Stony Point.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Stony Point's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Stony Point

Stony Point, New York stands out as one of the more financially accessible housing markets in the state. The median household income of $124,881 significantly exceeds the $74,200 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $50,681 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Stony Point, a studio at $1,299/month offers an even more aggressive savings rate. Even a 3-bedroom at $2,263/month remains accessible for dual-income households earning above $90,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $111,300 would position you well — though many residents in Stony Point manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Stony Point, New York.

With a total population of 12,533, the city supports an active civilian workforce of 6,165 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $74,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

6,165

Active civilian employees in Stony Point

Frequently Asked Questions About Renting in Stony Point

What salary do I need to live in Stony Point, New York?

To afford a 2-bedroom in Stony Point under the 30% rule, you need an annual salary of at least $74,200. The median household income in Stony Point is $124,881.

Can I afford a 2-bedroom in Stony Point on $124,881?

The affordability verdict for Stony Point is "Affordable". The rent-to-income ratio is 17.8%, meaning median earners have a $50,681 surplus.

What is the average rent in Stony Point compared to median income?

The median gross rent in Stony Point is $1,540/month. With a median household income of $124,881, residents spend approximately 17.8% of their income on rent.

What salary do I need for a studio in Stony Point?

A studio in Stony Point rents for approximately $1,299/month. Under the 30% rule, you need an annual salary of $51,960 to afford this.

Is Stony Point considered an affordable place to live?

Based on the surplus of $50,681 and an affordability verdict of "Affordable", Stony Point is considered a affordable rental market when comparing the required 2-bedroom salary of $74,200 to the local median household income.

How Stony Point Compares

Other cities in New York with salary requirements