Stretched

What Salary Do You Need to Live in Winona?

To afford a 2-bedroom in Winona, you need to earn at least $32,040/year based on estimated fair market rent data. The median household income here is $26,250, which means the typical resident is $5,790 below the threshold.

Census ACS Data Pop. 4,422

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$561	$1,870	$22,440	$-3,810
1 Bedroom	$665	$2,217	$26,600	+$350
2 Bedroom BENCHMARK	$801	$2,670	$32,040	+$5,790
3 Bedroom	$977	$3,257	$39,080	+$12,830
4 Bedroom	$1,202	$4,007	$48,080	+$21,830

Affordability Breakdown

Where the required salary line crosses above Winona's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$26,250

Annual household

2BR Required Salary

$32,040

Under 30% rule

Income Gap

-$5,790

Deficit

Verdict

Stretched

Ratio: 36.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Winona

Your Annual Salary

Pre-filled with Winona's median household income

Max monthly rent you can afford$656

Studio

$561/mo

1 BR

$665/mo

2 BR

$801/mo

3 BR

$977/mo

4 BR

$1,202/mo

Your salary is $0 above the median income in Winona.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Winona's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Winona

Winona's rental market puts real pressure on median earners. A 2-bedroom at $801/month requires $32,040/year — about $5,790 more than the median household income. Roommates or dual incomes significantly change the equation.

If you're relocating to Winona, target the studio or 1-bedroom tier ($561–$665/month) unless your income exceeds $32,040. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $401/month.

The break-even salary for comfortable living in Winona is approximately $48,060. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Winona, Mississippi.

With a total population of 4,422, the city supports an active civilian workforce of 1,344 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $32,040 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,344

Active civilian employees in Winona

Frequently Asked Questions About Renting in Winona

What salary do I need to live in Winona, Mississippi?

To afford a 2-bedroom in Winona under the 30% rule, you need an annual salary of at least $32,040. The median household income in Winona is $26,250.

Can I afford a 2-bedroom in Winona on $26,250?

The affordability verdict for Winona is "Stretched". The rent-to-income ratio is 36.6%, meaning there's a $5,790 income gap.

What is the average rent in Winona compared to median income?

The median gross rent in Winona is $665/month. With a median household income of $26,250, residents spend approximately 36.6% of their income on rent.

What salary do I need for a studio in Winona?

A studio in Winona rents for approximately $561/month. Under the 30% rule, you need an annual salary of $22,440 to afford this.

Is Winona considered an affordable place to live?

Based on the deficit of $5,790 and an affordability verdict of "Stretched", Winona is considered a stretched rental market when comparing the required 2-bedroom salary of $32,040 to the local median household income.

How Winona Compares

Other cities in Mississippi with salary requirements