Affordable

What Salary Do You Need to Live in Baldwyn?

To afford a 2-bedroom in Baldwyn, you need to earn at least $27,760/year based on estimated fair market rent data. The median household income here is $44,464, which means the typical resident is $16,704 above the threshold.

Census ACS Data Pop. 3,178

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$486	$1,620	$19,440	$-25,024
1 Bedroom	$576	$1,920	$23,040	$-21,424
2 Bedroom BENCHMARK	$694	$2,313	$27,760	$-16,704
3 Bedroom	$847	$2,823	$33,880	$-10,584
4 Bedroom	$1,041	$3,470	$41,640	$-2,824

Affordability Breakdown

Where the required salary line crosses above Baldwyn's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$44,464

Annual household

2BR Required Salary

$27,760

Under 30% rule

Income Gap

+$16,704

Surplus

Verdict

Affordable

Ratio: 18.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Baldwyn

Your Annual Salary

Pre-filled with Baldwyn's median household income

Max monthly rent you can afford$1,112

Studio

$486/mo

1 BR

$576/mo

2 BR

$694/mo

3 BR

$847/mo

4 BR

$1,041/mo

Your salary is $0 above the median income in Baldwyn.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Baldwyn's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Baldwyn

Living in Baldwyn is well within reach for most median-income earners. With a $16,704 cushion between what residents earn and what a 2-bedroom requires, households in Baldwyn typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Baldwyn, a studio at $486/month offers an even more aggressive savings rate. Even a 3-bedroom at $847/month remains accessible for dual-income households earning above $33,880.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $41,640 would position you well — though many residents in Baldwyn manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Baldwyn, Mississippi.

With a total population of 3,178, the city supports an active civilian workforce of 1,156 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $27,760 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,156

Active civilian employees in Baldwyn

Frequently Asked Questions About Renting in Baldwyn

What salary do I need to live in Baldwyn, Mississippi?

To afford a 2-bedroom in Baldwyn under the 30% rule, you need an annual salary of at least $27,760. The median household income in Baldwyn is $44,464.

Can I afford a 2-bedroom in Baldwyn on $44,464?

The affordability verdict for Baldwyn is "Affordable". The rent-to-income ratio is 18.7%, meaning median earners have a $16,704 surplus.

What is the average rent in Baldwyn compared to median income?

The median gross rent in Baldwyn is $576/month. With a median household income of $44,464, residents spend approximately 18.7% of their income on rent.

What salary do I need for a studio in Baldwyn?

A studio in Baldwyn rents for approximately $486/month. Under the 30% rule, you need an annual salary of $19,440 to afford this.

Is Baldwyn considered an affordable place to live?

Based on the surplus of $16,704 and an affordability verdict of "Affordable", Baldwyn is considered a affordable rental market when comparing the required 2-bedroom salary of $27,760 to the local median household income.

How Baldwyn Compares

Other cities in Mississippi with salary requirements