Manageable

What Salary Do You Need to Live in Biloxi?

To afford a 2-bedroom in Biloxi, you need to earn at least $48,520/year based on estimated fair market rent data. The median household income here is $55,775, which means the typical resident is $7,255 above the threshold.

Census ACS Data Pop. 49,141

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$849	$2,830	$33,960	$-21,815
1 Bedroom	$1,007	$3,357	$40,280	$-15,495
2 Bedroom BENCHMARK	$1,213	$4,043	$48,520	$-7,255
3 Bedroom	$1,480	$4,933	$59,200	+$3,425
4 Bedroom	$1,820	$6,067	$72,800	+$17,025

Affordability Breakdown

Where the required salary line crosses above Biloxi's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$55,775

Annual household

2BR Required Salary

$48,520

Under 30% rule

Income Gap

+$7,255

Surplus

Verdict

Manageable

Ratio: 26.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Biloxi

Your Annual Salary

Pre-filled with Biloxi's median household income

Max monthly rent you can afford$1,394

Studio

$849/mo

1 BR

$1,007/mo

2 BR

$1,213/mo

3 BR

$1,480/mo

4 BR

$1,820/mo

Your salary is $0 above the median income in Biloxi.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Biloxi's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Biloxi

Renting in Biloxi, Mississippi is doable for median earners, but tight. A 2-bedroom requires roughly $48,520/year under the 30% rule, and with a median income of $55,775, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,007/month) or studio ($849/month) materially improves the math. For those needing more space, a 3-bedroom in Biloxi pushes the required income to $59,200.

For comfortable living in Biloxi without financial stress, target a household income of at least $72,780 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Mississippi's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Biloxi, Mississippi.

With a total population of 49,141, the city supports an active civilian workforce of 20,832 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $48,520 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

20,832

Active civilian employees in Biloxi

Frequently Asked Questions About Renting in Biloxi

What salary do I need to live in Biloxi, Mississippi?

To afford a 2-bedroom in Biloxi under the 30% rule, you need an annual salary of at least $48,520. The median household income in Biloxi is $55,775.

Can I afford a 2-bedroom in Biloxi on $55,775?

The affordability verdict for Biloxi is "Manageable". The rent-to-income ratio is 26.1%, meaning median earners have a $7,255 surplus.

What is the average rent in Biloxi compared to median income?

The median gross rent in Biloxi is $1,007/month. With a median household income of $55,775, residents spend approximately 26.1% of their income on rent.

What salary do I need for a studio in Biloxi?

A studio in Biloxi rents for approximately $849/month. Under the 30% rule, you need an annual salary of $33,960 to afford this.

Is Biloxi considered an affordable place to live?

Based on the surplus of $7,255 and an affordability verdict of "Manageable", Biloxi is considered a manageable rental market when comparing the required 2-bedroom salary of $48,520 to the local median household income.

How Biloxi Compares

Other cities in Mississippi with salary requirements