Affordable

What Salary Do You Need to Live in Sturgis?

To afford a 2-bedroom in Sturgis, you need to earn at least $30,800/year based on estimated fair market rent data. The median household income here is $39,148, which means the typical resident is $8,348 above the threshold.

Census ACS Data Pop. 1,693

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$539	$1,797	$21,560	$-17,588
1 Bedroom	$639	$2,130	$25,560	$-13,588
2 Bedroom BENCHMARK	$770	$2,567	$30,800	$-8,348
3 Bedroom	$939	$3,130	$37,560	$-1,588
4 Bedroom	$1,155	$3,850	$46,200	+$7,052

Affordability Breakdown

Where the required salary line crosses above Sturgis's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$39,148

Annual household

2BR Required Salary

$30,800

Under 30% rule

Income Gap

+$8,348

Surplus

Verdict

Affordable

Ratio: 23.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Sturgis

Your Annual Salary

Pre-filled with Sturgis's median household income

Max monthly rent you can afford$979

Studio

$539/mo

1 BR

$639/mo

2 BR

$770/mo

3 BR

$939/mo

4 BR

$1,155/mo

Your salary is $0 above the median income in Sturgis.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Sturgis's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Sturgis

Living in Sturgis is well within reach for most median-income earners. With a $8,348 cushion between what residents earn and what a 2-bedroom requires, households in Sturgis typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Sturgis, a studio at $539/month offers an even more aggressive savings rate. Even a 3-bedroom at $939/month remains accessible for dual-income households earning above $37,560.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $46,200 would position you well — though many residents in Sturgis manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Sturgis, Kentucky.

With a total population of 1,693, the city supports an active civilian workforce of 629 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $30,800 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

629

Active civilian employees in Sturgis

Frequently Asked Questions About Renting in Sturgis

What salary do I need to live in Sturgis, Kentucky?

To afford a 2-bedroom in Sturgis under the 30% rule, you need an annual salary of at least $30,800. The median household income in Sturgis is $39,148.

Can I afford a 2-bedroom in Sturgis on $39,148?

The affordability verdict for Sturgis is "Affordable". The rent-to-income ratio is 23.6%, meaning median earners have a $8,348 surplus.

What is the average rent in Sturgis compared to median income?

The median gross rent in Sturgis is $639/month. With a median household income of $39,148, residents spend approximately 23.6% of their income on rent.

What salary do I need for a studio in Sturgis?

A studio in Sturgis rents for approximately $539/month. Under the 30% rule, you need an annual salary of $21,560 to afford this.

Is Sturgis considered an affordable place to live?

Based on the surplus of $8,348 and an affordability verdict of "Affordable", Sturgis is considered a affordable rental market when comparing the required 2-bedroom salary of $30,800 to the local median household income.

How Sturgis Compares

Other cities in Kentucky with salary requirements